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Types of student loans
The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.
- Graduate Student Loans
- Parent Student Loans
- Student Loans Without a Cosigner
- International Student Loans
- Income-Based Student Loans
- Credit Union Student Loans
- Trade School Student Loans
Student loan uses
Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.
- What Student Loans Can Be Used For
- Student Loans for Living Expenses & Housing
- Student Loans for Past-Due Tuition
- Student Loans for Study Abroad
- Student Loans for Textbooks
Student loan reviews
If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.
- College Ave Student Loans Review
- Sallie Mae Student Loans Review
- Earnest Student Loans Review
- Ascent Student Loans Review
- List of Student Loan Companies
All-in-one guides
The following resources are excellent choices for comprehensive guides to specific topics.
- How Do Student Loans Work?
- How to Get a Student Loan
- Student Loan Repayment
- Student Loan Forgiveness
- Student Loan Alternatives
Student loan data, statistics, and calculators
Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.
Latest on student loans:
When Do Student Loans Expire?
Repaying student loans can take years, and you may wonder if there’s an expiration date for the debt. Federal student loans never expire...
How to Read Your Student Loan Statement
If you’ve gotten your first student loan statement, you may feel overwhelmed by all the details. The format for a student loan statement...
How the 401(k) Student Loan Match Works
In the past, many employees have had to choose between saving for retirement or making student loan payments. Because student loans often have...
How to Manage Your Student Loan Debt
Whether you’re still in college or have already graduated, it’s never too soon to tackle your student debt. And no matter the size...
How Marriage Affects Student Loans
When it comes to student loans and your marriage, in most cases, you’re not responsible for your spouse’s debt. However, marriage might affect...
How Dropping Out of School Affects Student Loans
Dropping out of school can be stressful, especially if you have student loans. Knowing what...
Why Are Student Loan Interest Rates So High? Analyzing Trends and How to Get the Best Rate in 2025
Student loan interest rates have skyrocketed since 2020, making borrowing for school significantly more expensive....
How to Calculate Discretionary Income for Student Loans
Understanding how to calculate your discretionary income for student loans is important if you’re exploring...
How to Calculate Student Loan Interest
Student loans may be necessary if you don’t have other funding options to pay for school. Knowing how to calculate student loan interest...
Are Student Loans Amortized?
If you’re using a student loan to pay for college, it’s often considered a term loan that’s fully repaid in equal payments over...