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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

HELOCs Without Prepayment Penalties

If you want to pay back your home equity line of credit (HELOC) early, you might need to pay a prepayment penalty fee...

Best HELOC Rates in Washington

You might be searching for the best HELOC rates in Washington because you want to tap into your home’s equity for a major...

HELOCs for Seniors

If you’re looking to supplement your retirement income or pay for a major expense, you could tap into your home equity with a...

How Much Income Do I Need for a HELOC?

Lenders evaluate several financial measures when you apply for a home equity line of credit (HELOC). Although most lenders don’t specify a minimum...

Can You Have a Cosigner on a HELOC?

If you’re looking to get approved for a home equity line of credit (HELOC) but are worried your credit score or income won’t...

How a Home Equity Agreement (HEA) Works

If you’re a homeowner, you may have several options to access some of the equity you have in your house. One of those...

HELOC vs. 0% Interest Credit Card

When deciding between a HELOC and a 0% credit card, it’s crucial to consider your financial situation, borrowing needs, and repayment capacity. Factors...

What Is the Best Way to Pay Off a HELOC?

A home equity line of credit, or HELOC, is a flexible tool that allows you to borrow against your home’s equity. But if...

HELOCs for Commercial Property

A home equity line of credit (HELOC) is a terrific way for homeowners to tap into the equity they’ve built in their homes...

HELOCs for Retirees

If you’re a retiree looking for a HELOC, depending on your equity and credit score, you could be in a position to get...