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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

What Is an Automated Valuation Model (AVM), and How Does It Work?

As technology has evolved, so too have real estate professionals’ and lenders’ toolkits for simplifying...

The Advantages of Renting a Home vs. Buying (and Vice Versa)

Renting or buying a home is a major decision with distinct advantages and drawbacks. Renting...

The Ultimate Playbook for Buying and Selling a Home at the Same Time [6 Steps]

Figuring out how to sell and buy a home at the same time doesn’t need...

Will HELOC Rates Go Down in 2025?

As of late 2024, HELOC rates remain a crucial consideration for homeowners. With the Federal Reserve implementing modest rate cuts, the 2025 outlook...

How to Shop for a HELOC: 17 Expert Tips to Get the Best Rate in January 2025

Shopping for a HELOC is your chance to unlock your home’s equity at the best...

Should I Refinance My Mortgage? Or Get a Home Equity Loan or Line of Credit?

Thinking about tapping into your home’s equity but unsure whether to refinance, get a home...

Can a Nursing Home Take Your Home? 4 Ways to Avoid the Worst-Case Scenario

Nursing homes themselves can’t take your home, but if you apply for Medicaid to cover...

What Are the 3 Types of Reverse Mortgages?

A reverse mortgage is a unique financial product that allows homeowners aged 62 or older to tap into their home equity. The three...

How Long Does It Take to Get a Home Equity Loan?

Based on our research of several lenders, closing times for home equity loans are around...

The 17 Pros and Cons of Home Equity Loans

Home equity loans let homeowners borrow a lump sum against their home’s equity—often at lower interest rates than unsecured loans. With predictable payments,...