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Types of student loans
The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.
- Graduate Student Loans
- Parent Student Loans
- Student Loans Without a Cosigner
- International Student Loans
- Income-Based Student Loans
- Credit Union Student Loans
- Trade School Student Loans
Student loan uses
Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.
- What Student Loans Can Be Used For
- Student Loans for Living Expenses & Housing
- Student Loans for Past-Due Tuition
- Student Loans for Study Abroad
- Student Loans for Textbooks
Student loan reviews
If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.
- College Ave Student Loans Review
- Sallie Mae Student Loans Review
- Earnest Student Loans Review
- Ascent Student Loans Review
- List of Student Loan Companies
All-in-one guides
The following resources are excellent choices for comprehensive guides to specific topics.
- How Do Student Loans Work?
- How to Get a Student Loan
- Student Loan Repayment
- Student Loan Forgiveness
- Student Loan Alternatives
Student loan data, statistics, and calculators
Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.
Latest on student loans:
In-State vs. Out-of-State Tuition: Differences, Strategies, and Savings
College can be a major financial commitment, but the cost climbs even higher for out-of-state...
How Much Will I Get in Financial Aid?
If you are planning to attend college, understanding how much financial aid you might be eligible for is an important part of building...
Advantage Education Review: Not-for-Profit Lender With Low Rates, Tough Approval Standards
*Advantage Education Loans aren’t available in Alaska, Delaware, Illinois, Iowa, Nevada, New Jersey, Maine, Maryland,...
RISLA Review: What to Know About Its 2025 Student Loans and Refinance
RISLA—which stands for Rhode Island Student Loan Authority—is a nonprofit dedicated to helping students go...
Your Student Loan Balance Says Paid in Full? Here’s the Real Reason
Paying off your student loan debt is one of the biggest accomplishments of adulthood—a cause...
Student Loan Forgiveness Programs
Student loan debt has proven to be crippling for many students, but forgiveness programs are available in addition to cancellation and discharge of...
What Is the Student Aid Index (SAI), and How Does It Work on the FAFSA?
Paying for college doesn’t start with a scholarship or a loan—it starts with understanding how...
EdvestinU Student Loans Review: Benefits in New Hampshire, Better Rates Elsewhere for Others
Rates (APR) 6.00% – 9.514% fixed, 7.14% – 10.199% variable, w/ autopay Loan amounts $2,001...
[Q&A] What Is Student Loan Default? What It Means and What to Do About It
Student loan default happens when you fail to repay your loan as agreed, typically after...
8 Ways to Lower Your Monthly Student Loan Payment
The average monthly student loan payment is $536, according to recent data from the Education...