Banking

08
Jan
Venmo Debit Card Review: Spend Your Digital Cash in Person

The Venmo debit card makes it easy to access funds sent to you via the popular money-transfer app, but there are fees for withdrawals and limitations on where you can use the card. The card doesn’t provide the chance to earn any rewards on everyday purchases, either.

Posted in: Banking,
Tags: ptype_review,
03
Jan
SoFi Reviews

This SoFi Review takes a look at what products the company offers and links out to all of our full reviews of each.

Posted in: Banking, Investing, Personal Loans, Student Loans,
Tags: loan review, ptype_review,
02
Jan
Brigit Review: Overdraft Protection & Cash on Hand

Payday loans and overdrafts are expensive. The Brigit app provides an alternative. You pay a low monthly fee and can get interest-free access to up to cash when you need it, plus free budgeting tools and low-balance alerts to keep an eye on your bank account.

Posted in: Banking,
Tags: ptype_review,
30
Dec
6 Banks That Don’t Use ChexSystems

Most people have never heard of a little-known agency called ChexSystems, but it can have serious consequences for those who’ve had problematic relationships with financial institutions. ChexSystems operates much like the credit score system in that it tracks financial transgressions and can affect future banking relationships. ChexSystems keeps a history of negative tra

Posted in: Banking, Compare Options (2),
30
Dec
6 Credit Unions That Don’t Use ChexSystems

ChexSystems is a financial database used by some credit unions to determine if a potential customer presents too much risk. It is regulated by the Fair Credit Reporting System. If a person has a history of certain issues—such as overdrafts or bouncing checks—he or she might be reported to ChexSystems. This information can stay on […]

Posted in: Banking, Compare Options (2),
15
Oct
What is a Cashier’s Check?

In short, a cashier’s check is a type of check issued and guaranteed by a bank or financial institution. For the recipient, the funds are always there, offering certainty to a certain transaction. First, the bank guarantees the account holder has the funds. Then the bank withdraws the money and issues the check. This means […]

Posted in: Banking, More Info (2),
07
Oct
Capital One Waived My Cashier’s Check Fee, Here’s Why

If you need a cashier's check from your Capital One 360 account, you will be charged a fee. However, it may be possible to avoid it.

Posted in: Banking,
29
Jul
Point Card by Point Bank Review

The Point Card by Point Bank offers rewards on travel and dining, as well as a friendly APY on savings. Save for different goals and earn points without using credit cards — all in an FDIC-insured account.

Posted in: Banking,
Tags: ptype_review,
29
Jul
Oxygen Review: Banking and Credit for Freelancers

Oxygen is a new digital bank designed to meet the needs of freelancers who traditionally have a hard time getting access to credit. You’ll only pay a monthly membership fee when you tap into your line of credit.

Posted in: Banking,
Tags: ptype_review,
28
Jun
American Express Serve Cards: Which is Right for You?

American Express Serve cards are prepaid debit cards that come in three options, one of which includes a cash back rewards program, and all of which are intended to make debit card management more beneficial.

Posted in: Banking,
Tags: ptype_comparison,