The Venmo debit card makes it easy to access funds sent to you via the popular money-transfer app, but there are fees for withdrawals and limitations on where you can use the card. The card doesn’t provide the chance to earn any rewards on everyday purchases, either.
Payday loans and overdrafts are expensive. The Brigit app provides an alternative. You pay a low monthly fee and can get interest-free access to up to cash when you need it, plus free budgeting tools and low-balance alerts to keep an eye on your bank account.
Most people have never heard of a little-known agency called ChexSystems, but it can have serious consequences for those who’ve had problematic relationships with financial institutions. ChexSystems operates much like the credit score system in that it tracks financial transgressions and can affect future banking relationships. ChexSystems keeps a history of negative tra
ChexSystems is a financial database used by some credit unions to determine if a potential customer presents too much risk. It is regulated by the Fair Credit Reporting System. If a person has a history of certain issues—such as overdrafts or bouncing checks—he or she might be reported to ChexSystems. This information can stay on […]
In short, a cashier’s check is a type of check issued and guaranteed by a bank or financial institution. For the recipient, the funds are always there, offering certainty to a certain transaction. First, the bank guarantees the account holder has the funds. Then the bank withdraws the money and issues the check. This means […]
If you need a cashier's check from your Capital One 360 account, you will be charged a fee. However, it may be possible to avoid it.
Oxygen is a new digital bank designed to meet the needs of freelancers who traditionally have a hard time getting access to credit. You’ll only pay a monthly membership fee when you tap into your line of credit.
American Express Serve cards are prepaid debit cards that come in three options, one of which includes a cash back rewards program, and all of which are intended to make debit card management more beneficial.