Banking

28
Jun
American Express Serve Cards: Which is Right for You?

American Express Serve cards are prepaid debit cards that come in three options, one of which includes a cash back rewards program, and all of which are intended to make debit card management more beneficial.

Posted in: Banking,
Tags: ptype_comparison,
13
Jun
How Much Money Do You Need to Live Off Interest?

This guide provides details on how much you need to live off interest alone when you’re ready to retire, including if you're planning to invest in the stock market as a way of doing so.

Posted in: Banking, Investing,
06
Jun
9 Credit Unions That Don’t Use ChexSystems

ChexSystems is a financial database used by some, but not all, banks and credit unions to determine if a potential customer presents too much risk. It is regulated by the Fair Credit Reporting System. If a person has a history of certain issues—such as overdrafts or bouncing checks—or if an account was closed for a […]

Posted in: Banking,
23
May
SoFi Money Review: Earn More From Your Bank Account

SoFi Money offers a hybrid online savings and checking account with no account minimum fees, no overdraft fees, and no ATM transaction fees. Your SoFi bank account balance will earn 2.25% APY.

Posted in: Banking,
Tags: ptype_review,
08
May
How to Save Money in College: Easy Tips for Students

Everything about college is expensive — from the tuition to the textbooks to housing and food. It can be difficult figuring out how to save money in college, but with a few simple steps, you’ll be on your way toward spending less and saving more.

Posted in: Banking, Credit Cards, Personal Finance, Scholarships,
26
Apr
Venmo Debit Card Review: Spend Your Digital Cash in Person

The Venmo debit card makes it easy to access funds sent to you via the popular money-transfer app, but there are fees for withdrawals and limitations on where you can use the card. The card doesn’t provide the chance to earn any rewards on everyday purchases, either.

Posted in: Banking,
Tags: ptype_review,
23
Jan
Brink’s Prepaid Mastercard Review

Card Details Access your paycheck or government benefits 2 days faster ​Bank anywhere, at any time, with mobile access to your accounts ​Cash back rewards when you spend money on your card ​Transfer money to friends and family quickly and easily through the mobile app Up to 75% discounts on prescriptions at pharmacies with the […]

Posted in: Banking,
Tags: ptype_review,
10
Jan
Advantages and Disadvantages of a Certificate of Deposit

A certificate of deposit, or CD, is an investment option that is considered low-risk. However, consumers looking for a higher rate of return or liquid investment may want to consider other options such as mutual funds.

Posted in: Banking,
08
Jan
Report: Reviewing CFPB Complaints of U.S. Banks in 2018

For the third consecutive year, LendEDU has published our annual report featuring the most and least complained about banks. In 2018, we sifted through 244,114 complaints to see which banks received the most and least complaints.

Posted in: Banking, Reports,
27
Dec
Bank of America CD Rates Review

Bank of America provides several CD options with varying terms, but its interest rates are low compared to its competitors.

Posted in: Banking,
Tags: ptype_review,