Personal Finance

20
Sep
Freedom Debt Relief Review

At a Glance:Freedom Debt Relief is a debt settlement company that works with creditors to reduce and settle consumers’ unsecured debts. The company estimates it could save you 15 percent to 35 percent on what you owe. When people are carrying a bigger debt burden than they can handle, they might turn to a debt […]

Posted in: Personal Finance,
18
Sep
National Debt Relief Review

At a Glance:National Debt Relief might be an option to consider for someone who is struggling with unsecured debt. But you must have at least $7,500 in unsecured debt – and be ready to see your credit score take a major hit from debt settlement. National Debt Relief, which has its headquarters in New York […]

Posted in: Personal Finance,
14
Sep
Guide to Paying for College for People With Disabilities

Getting a college degree is hard enough, but it presents a different set of challenges for people who have disabilities. If you have a disability, this guide can help you determine how to get financial aid, and access scholarships meant for people with disabilities.Applying for Federal Student AidTypes of Federal Student AidSupport for Students With

Posted in: Personal Finance, Student Loans,
13
Sep
How to Calculate Net Worth

Being fiscally responsible often means coming to terms with a variety of factors, both internal and external, that contribute to an individual’s total financial health. When analyzing finances, one will often look to specific numbers and calculations; adding up debt, looking at income, and checking in on their credit score from time to time. However, […]

Posted in: Personal Finance,
13
Sep
What Does “6 or 12 Months Same as Cash” Mean?

Advertisements announcing “6 or 12 months same as cash” are everywhere. It sounds like a great deal—you can get something at a great price with up to a free year of no interest. You often see these offers at furniture stores, kitchen appliance retailers, or even heating and air conditioning vendors. But is six months […]

Posted in: Personal Finance,
10
Sep
Pet Ownership Cost Statistics

Owning a pet can bring immeasurable joy to a person’s life. Those pets become a part of the family. But as with any extra mouth to feed in a household, there is a cost to consider before making the leap to find a pet.In this article, we broke down the costs of pet ownership including […]

Posted in: Personal Finance,
06
Sep
How to Stop Impulse Buying in Five Steps

Sometimes we make purchases we want, but we don’t need, like last-minute baseball tickets or new shoes. These impulse buys are made on a whim, spurred by manic emotions or feelings triggered by marketing. Fortunately, with self-discipline and open conversations, you can stop impulsive spending.Impulse buying is extremely common, according to CreditCards.com, which estima

Posted in: Personal Finance,
21
Aug
How to Save for a House Down Payment

For millennials and others who’ve spent their entire lives renting apartments, finding money for a down payment is a daunting task. How to save for a house is a rational question to ask, especially when it seems like you are just getting by with your current income.The median price of an American home in July […]

Posted in: Personal Finance,
20
Aug
Guide to Home Ownership for People With Disabilties

Owning a home is a key part of the American dream. Unfortunately, if you have a disability, you may find it harder to afford to buy and retrofit a home to accommodate your needs. That’s because if you are unable to work or if you face significant medical expenses, you might not be able to qualify […]

Posted in: Personal Finance,
17
Aug
52-Week Money Challenge: What You Should Know

Many people feel like their finances are spiraling out of control. If you’re among them, maybe you’re spending frivolously, or not focusing on longer-term financial goals such as starting an emergency fund or retirement account.It’s frustrating to be in a situation where you’re not in control of your finances, but there are solutions. Many of […]

Posted in: Personal Finance,