Personal Finance
As the name would suggest, rent-to-own is a way to obtain goods (electronics, furniture, appliances, etc.) through a legal contract agreement that requires the buyer to make a monthly (or weekly) payment, without exception, for the duration of the contract. Assuming the buyer makes all required payments, when the contract ends, the product is theirs […]
For many people, a timeshare represents an opportunity to live in the best of both worlds: a guaranteed spot in paradise with all the amenities and none of the hassle. It’s typically cheaper than purchasing a home or condo in a popular destination area, and responsibilities like maintenance are left to the property manager.People who […]
Considering most Americans have the lowest savings rates in decades, according to Statista, any discussion about building wealth might seem a little out of touch with their reality. But, saving doesn’t need to be as challenging as it is often assumed to be. In most cases, getting started is the hardest part, but eventually it […]
There are a variety of factors that dictate our financial health, and while we can’t necessarily control all of them, there are a few that can have long-lasting and positive results. Accessibility to financial data and tools is among one of those factors, and thanks to some of the new financial management services and apps […]
For many Americans, times are tough when it comes to their finances. With average salaries barely growing to cover the increasing cost of living, people in large sections of the country are struggling to meet their daily living expenses. On top of paying mortgages and other debt, many people worry about what will happen to […]
The desire for locally made, handcrafted items has extended beyond food and home decor and into the beer arena. Breweries are more popular than ever before, particularly those that focus on regional specialties. In 2012, there were 2,420 craft breweries in the United States. By 2017, that number had jumped to 6,266, plus a large […]
Buying a house can be a long, stressful, and drawn-out process. Part of that process is putting an offer, or bid, on the house. Regardless of what the list price is, you can offer the owner whatever you want; you can also add conditions to your offer, such as asking that lawn equipment or appliances […]
Cents is a relatively new app that just completed its Kickstarter campaign in Fall 2017. The idea behind Cents is that it rounds up your purchases to the nearest dollar and uses those extra cents to pay down your debt.If it sounds similar to Acorns, that’s because it is. The founder of Cents, Joel Ehorn, […]
Pluto is a financial app that was started in 2017 by college students who were struggling with managing and saving money. They realized that personal finance wasn’t just about becoming an expert at budgeting and looking at graphs to track your progress.Instead, the San Francisco-based team created an app with the help of behavioral science […]
PrimeRates is a company that was founded to help consumers learn more about credit cards, auto loans, and personal loans. It functions as an online resource and marketplace that allows you to pre-qualify for loans.All you have to do is answer a few questions about your personal financial situation and it gives you an estimate […]