Personal Finance

08
Nov
Best Identity Theft Protection

At a Glance: When looking for an identity theft protection service, there are many features to look for. Some of the top companies offer identity monitoring, control, and recovery services. This can help detect, prevent, and resolve identity theft and fraud. Anyone can be the victim of identity theft, and despite growing public awareness about the […]

Posted in: Personal Finance,
24
Oct
How to Prepare Financially for a Recession

At a Glance:Recessions can ruin a family’s financial health and cause problems far longer than the event itself lasts. Preparing for a recession now can only help you when they next hit. Economics are cyclical; periods of prosperity follow or are followed by recession or depression. While they’re unavoidable in the grand scheme of things—and usually […]

Posted in: Personal Finance,
24
Oct
Clink App Review

At a Glance:Clink is a micro-investing app that allows consumers to save and invest through bank transfers or through automatic deposits when money is spent. Use the Clink app for micro savingsUsers can deposit and withdraw funds at any timeAutomatic transfers from a bank account to a Clink accountInvest in the stock market for as […]

Posted in: Personal Finance,
24
Oct
Qapital Review: Can This App Save You Money?

At a Glance:Qapital has garnered a slew of positive reviews and may be considered a great option for passive savings for short-term goals. A low maintenance microsavings app that rewards users when they achieve goalsFree to use: No fees or minimum balance requirementsUnique rules get users to save from everyday happeningsQapital is a microsavings app […]

Posted in: Personal Finance,
24
Oct
Digit App Review: Automate Your Savings

At a Glance:Digit is a micro-savings app that helps consumers save money, build good habits, and track goals. Micro-savings platform Digit eases the burden of remembering to save money by automatically doing it for you. Considering 20 percent of Americans aren’t saving any money, according to a Bankrate survey, this tool can be helpful to […]

Posted in: Personal Finance,
24
Oct
Mint Review: A Budgeting App to Track Spending

At a Glance:Mint can help you track your various financial accounts, budget, spending, and more. It is a great personal finance app that can likely serve many of your needs. For consumers seeking a one-stop money management app, Mint.com may be the ideal option.Mint, noted for its easy-to-use features, is a web-based personal finance program […]

Posted in: Personal Finance,
23
Oct
Trick or Treat: How Much Does the Average American Spend on Halloween?

While our level of involvement may differ, most of us will be taking part in Halloween festivities in some amount.For the youth, enthusiasm for Halloween begins in September when costume ideas start taking shape. Once it starts, the fun doesn't end until the candy-induced stomach ache kicks in roughly three hours after that last Twix.While young […]

Posted in: Personal Finance,
22
Oct
How to Negotiate With Debt Collectors

At a Glance:No one wants to receive a call from a debt collector, but if you do, know that you do have rights and options. Here are some tips on how to negotiate with debt collectors. By the close of 2017, U.S. citizens found themselves in a whopping $13 trillion worth of debt—a record-breaking sum—with […]

Posted in: Personal Finance,
22
Oct
Does Paying Your Mortgage Twice a Month Save Money?

At a Glance: Paying your mortgage twice a month could be a good idea. After all, you can save on interest and you’ll be free of that big monthly payment sooner. Before you do that, check to see if your lender will allow it and whether it charges fees for processing extra payments or for prepayments. […]

Posted in: Personal Finance,
20
Oct
How Accurate is the IRS Tax Refund Tracker?

At a Glance:The IRS Tax Refund Tracker is typically pretty accurate, however, if you have a more complicated situation than normal, you may receive your return later than it says. Tax refund time is something a lot of Americans look forward to. They can pay off debt accrued over the holiday season, pay for the […]

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