See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest content about Personal Loans:
Best Personal Loans of 2023
The personal loan market is always changing, with new players entering and exiting regularly. If you have excellent credit, we recommend starting with...
MoneyLion Credit Builder Review
A MoneyLion credit builder loan can help you boost your credit score, but is it worth the fee and high APR? We researched...
Sunrise Banks Credit Builder Loan Review
With Sunrise Banks’ credit builder loan, you get easy-to-understand loan terms with no minimum score requirement. But Sunrise only offers two loan options.
Republic Bank Credit Builder Loan Review
Republic Bank's Credit Builder Loan provides a way to improve your credit. But is it the right choice? We cover the pros and...
Digital Credit Union (DCU) Credit Builder Loan Review
Digital Credit Union offers credit builder loans to help improve your credit and build your...
How Long Does It Take to Get a Personal Loan?
We researched 10 popular lenders’ processes to determine how long it takes to get a personal loan—and how to speed up the process.
Kovo Credit Builder Review
A Kovo credit builder loan gets you access to business courses. Make on-time payments for this education—then watch your credit score grow.
Personal Loans by State
When you need a personal loan, where you live can affect your choice of lenders and loan terms. Comparing personal loans by state...
Personal Loans for Investments
It’s often best to avoid personal loans for investing because the risks are high, and it makes little financial sense. But can it...
In some cases, point-of-sale loans can offer convenient and inexpensive financing, but they can result in overspending and extra charges if you're not...