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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

9 of the Best Emergency Same-Day Loans in December 2024

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What Is a Cash Advance?

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How to Choose Between Debt Relief vs. Debt Consolidation

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How Earned Wage Access Works

Earned wage access (EWA) allows employees to access a portion of their wages before payday, giving them flexibility to cover expenses without waiting....

What Is an NSF Fee, and What Do I Do About It?

What is an NSF? It stands for non-sufficient funds, and you might have seen it...

The Best Buy Now, Pay Later Apps of 2024

Buy now, pay later (BNPL) is short-term financing that lets you buy an item now while paying it off over time in smaller...

Can You Use a Credit Card to Withdraw Money From an ATM Without Charges?

You can use a credit card to withdraw money from the ATM. However, you can’t...

Ultimate Cash Advance Guide: How It Works, How to Get One, and How It Affects Your Credit

If you are short on cash and need a small, short-term loan, a cash advance...

Chime MyPay Review: A Closer Look at Early Paycheck Access

Chime MyPay is an optional feature for people who use Chime’s online checking account. It...

SoLo Funds Review: Is This Peer Lending Platform Worth Your Time?

SoLo Funds was founded in 2018 as a peer-to-peer lending platform where members loan or...