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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
Brigit Cash Advance Review
Brigit launched in 2019 with a mission to help Americans build a brighter financial future. Its budgeting tools help customers plan their finances...
Dave Cash Advance Review
Dave is a digital banking app that launched in 2017 with the goal of helping Americans avoid overdraft fees. The company’s products include...
MoneyLion Cash Advance Review
About MoneyLion Founded in 2013, MoneyLion began with a mission to help Americans who may not have access to traditional banking opportunities. It...
EarnIn Cash Advance Review
About EarnIn Founded in 2014, EarnIn cash advance was created to help responsibly employed borrowers with cash flow issues between paychecks. Because EarnIn...
Klover App Review: Cash Advance & Budget
Klover was founded in 2019 on the premise that financial tools should be available for everyone. The Klover app offers up to a...
Fig Loans Personal Loan Review
About Fig Loans Founded in 2015, Fig Loans targets working-class Americans needing financial support. It emphasizes flexible payments, credit-building, and instant funding. This...
No-Interest Personal Loans
Borrowing money comes at a cost. Depending on the lender, you might need to pay application fees, origination fees, and late payment fees....
Reprise Financial Personal Loans Review
Reprise Financial offers secured and unsecured personal loans to borrowers with all credit levels. For individuals with fair or thin—a.k.a. little-to-no—credit, who might...
Fast Loan Direct Personal Loan Review
Fast Loan Direct partners with lenders to offer personal loans. Borrowers can receive up to $35,000 in funding, with loan amounts of $100...
Grace Loan Advance Personal Loan Review
Grace Loan Advance is a service that matches potential borrowers to personal loan lenders it partners with. It’s an intermediary—not a traditional personal...