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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Cash Advance vs. Payday Loan

Cash advances and payday loans are two convenient, though potentially expensive, ways to borrow when you need money. You may get a cash...

Cleo App Review: Cash Advance and AI Budget Management

Funding Up to $250 Speed of advance 3 – 4 days or same day for...

Albert App Review

Albert is a comprehensive financial app combining banking, budgeting, investing, and savings features in one place.  Albert budgeting and banking app review The...

FloatMe App Review

Speed of advance 1 to 3 days for standard Floats; 30 minutes to a few hours for instant Floats Fees $3.99 monthly cost;...

Current Cash Advance App Review [September 2024]

Rates Up to 4.00% annual bonus on Savings Pods; 0% interest on Build Card; 0%...

Lending Apps to Receive Money Instantly Without a Job

Sometimes, when money is tight, you might need a little extra to get through the...

Apps Like EarnIn

Many of us have run into situations where we don’t have the cash we need before our next payday, especially if we’re still...

Achieve Personal Loans Review

Achieve is a fast and convenient way to get a personal loan to pay off debt, make major purchases and more. The company...

Cash Advance Apps That Work With Chime

Cash apps are mobile payment systems that allow people to transfer money to and from individuals and companies, and Chime is a financial...

Apps Like Dave

Dave is a personal finance app that provides short-term payday loans through its ExtraCash feature. The app offers advances up to $500 with...