Personal Loans

17
Sep
Credit Card Refinancing vs. Debt Consolidation

Credit card debt is rising in the United States. Approximately 43 percent of Americans carry a revolving balance on their credit cards, with an average balance of $6,354, according to a study by Experian.Getting rid of credit card debt can be a challenge, but there are ways to do it efficiently. Two popular options include […]

Posted in: Credit Cards, Personal Loans,
06
Sep
Can You Refinance a Personal Loan?

Personal loans are a great way to get cash to meet a variety of financial needs, including a home improvement, vacation, or debt consolidation.Borrowers with longer term financial needs prefer personal loans to credit cards because the interest rates are much lower. Sometimes, however, you may find you want to refinance a personal loan to […]

Posted in: Personal Loans,
06
Sep
Should You Use Affirm on Expedia?

And yet, despite the importance of these getaways, many U.S. consumers simply can’t afford them. Most Americans plan to spend about $941 per person to get away, according to American Express’ Spending & Saving Tracker. And 74 percent of people go into debt – on average, $1,108 – just to vacation, a study by LearnVest […]

Posted in: Credit Cards, Personal Loans,
30
Aug
Can You Get a Personal Loan for a Down Payment on a House?

When getting a mortgage to buy a house, a homebuyer will need a down payment in most circumstances. And though homebuyers don’t always need 20 percent for a down payment, they will usually be penalized if they don’t have that much. They might not be denied a mortgage, but they will typically be required to […]

Posted in: Personal Loans,
24
Aug
Using a Personal Loan to Buy an Outdoor Shed

The end of the summer can be a great time of year for building an outdoor shed. The weather is still nice, and you might need a place to store things like lawn care tools over the winter months.Sheds, however, can be surprisingly expensive. So you might need to find outside financing to cover the […]

Posted in: Personal Loans,
08
Aug
Using a Personal Loan for a Security Deposit

Security deposits are a necessary evil of apartment rentals, and not everyone can afford them. That's when a loan for a security deposit may come in handy.Typically equal to the first month’s rent—or sometimes first and last months’ rent—this amount is usually requested by a landlord in order to guarantee that a tenant will pay […]

Posted in: Personal Loans,
30
Jul
Home Improvement Loans for Bad Credit

If you’ve been considering some home improvement projects, you might realize you’ll need some extra cash to pay for the improvements.The national average cost of a mid-range bathroom remodel is $19,134. A minor kitchen remodel costs around $22,000, and a major kitchen renovation runs around $64,000. Landscaping and yard improvements can also be expensive. Adding [&hell

Posted in: Personal Loans,
30
Jul
How to Get Home Improvement Loans With No Equity

Home equity loans are one of the best ways to fund major home improvement projects. You can get a low interest rate by borrowing against the equity in your home, and you can deduct the interest that you pay on the loan from your federal taxes.Unfortunately, not all homeowners can take advantage of a home […]

Posted in: Personal Loans,
27
Jul
California Personal Loans: Compare Companies and Rates

Over the last several years, getting the best personal loans in California has become far easier for consumers, even those with less than perfect credit. Individuals have the opportunity to get approval for a new personal loan in the state through a variety of lenders, but not all are created equal.A recent article in the […]

Posted in: Personal Loans,
26
Jul
Avant Competitors and Alternatives for Personal Loans

Online lenders have made a splash in the personal finance world over the last several years. Many are competing directly with conventional banks and credit unions for personal lending products. Personal loans through online lenders has shifted the game, giving consumers more options for accessing fixed financing for major expenses or high-interest debt consolidation.Avant,

Posted in: Personal Loans,