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Types of student loans
The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.
- Graduate Student Loans
- Parent Student Loans
- Student Loans Without a Cosigner
- International Student Loans
- Income-Based Student Loans
- Credit Union Student Loans
- Trade School Student Loans
Student loan uses
Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.
- What Student Loans Can Be Used For
- Student Loans for Living Expenses & Housing
- Student Loans for Past-Due Tuition
- Student Loans for Study Abroad
- Student Loans for Textbooks
Student loan reviews
If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.
- College Ave Student Loans Review
- Sallie Mae Student Loans Review
- Earnest Student Loans Review
- Ascent Student Loans Review
- List of Student Loan Companies
All-in-one guides
The following resources are excellent choices for comprehensive guides to specific topics.
- How Do Student Loans Work?
- How to Get a Student Loan
- Student Loan Repayment
- Student Loan Forgiveness
- Student Loan Alternatives
Student loan data, statistics, and calculators
Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.
Latest on student loans:
States That Provide Students With the Most Need-Based Scholarships & Grants
Which states provide students with the most need-based scholarships and grants? Through the use of...
What to Do If You Were Denied Student Loans
If you've been denied for federal student loans or private loans, there are several possible solutions you can try to become eligible for...
What Credit Score Do I Need for a Student Loan?
The credit score you need for a student loan will vary by lender. We'll show...
Survey: Which Presidential Candidate is Best Suited to Tackle Student Debt & the Cost of Higher Education?
LendEDU surveyed 1,000 adult Americans who are eligible and likely to vote in the 2020...
Thrivent FCU Student Loans
Learn More at Thrivent’s secure website Editorial Rating 3.94 Editorial Rating What we like: Quick application process Fixed APR 3.99% – 9.99% Variable...
The State of Private Student Loans
Analyzing our own data from 2020, LendEDU highlighted private student loan marketplace trends like the average applied credit score vs. the average approved...
Oklahoma Student Loan Authority (OSLA) Servicing Review
OSLA is a student loan servicer specifically for those attending, or who have attended, college...
Study: For Those Filing For Bankruptcy, Student Loan Debt Still Lingers On
With the help of exclusive anonymized data provided by Upsolve, LendEDU found that 32% of...
Heartland ECSI Student Loans Review
Heartland ECSI is one of the largest loan servicers in the U.S. Heartland ECSI doesn't make student loans itself. Rather, they work with...
Should You Transfer Student Loan Debt to a Balance Transfer Credit Card?
Balance transfers aren’t just for credit card debt. Learn the risks and the benefits of...