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Types of student loans
The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.
- Graduate Student Loans
- Parent Student Loans
- Student Loans Without a Cosigner
- International Student Loans
- Income-Based Student Loans
- Credit Union Student Loans
- Trade School Student Loans
Student loan uses
Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.
- What Student Loans Can Be Used For
- Student Loans for Living Expenses & Housing
- Student Loans for Past-Due Tuition
- Student Loans for Study Abroad
- Student Loans for Textbooks
Student loan reviews
If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.
- College Ave Student Loans Review
- Sallie Mae Student Loans Review
- Earnest Student Loans Review
- Ascent Student Loans Review
- List of Student Loan Companies
All-in-one guides
The following resources are excellent choices for comprehensive guides to specific topics.
- How Do Student Loans Work?
- How to Get a Student Loan
- Student Loan Repayment
- Student Loan Forgiveness
- Student Loan Alternatives
Student loan data, statistics, and calculators
Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.
Latest on student loans:
How Does a Private Student Loan Work?
Private student loans are more complicated than federal loans and can be difficult to obtain without a cosigner.
How to Write a Financial Aid Appeal Letter: Dos, Don’ts, and Downloadable PDF Templates
If you've been denied financial aid—or offered far less than you think you're eligible for—you...
Average Law School Debt
Average law school debt, including the cost of an undergraduate education, is $145,500, according to the most recent NCES data. Even with an...
How Are Student Loans Calculated in 2025? [Calculator + Full Guide]
How are student loans calculated? Your loan servicer calculates your repayment plan using a few...
PNC Student Loans Review 2025: Rates, Refinance, Pros and Cons
PNC Bank is known for being one of the top banks in the country. In...
Average Student Loan Debt Statistics for Pharmacists
The average student loan debt borrowed to pay for pharmacy school was $166,528 in 2018....
Your Complete Guide to Student Loan Servicers
Student loan servicers collect payments, provide customer service, and otherwise manage the administration of student debt. You're assigned a private loan servicer for...
Laurel Road Student Loan Refinancing Review
Laurel Road (formerly DRB) offers student loan refinancing with competitive rates and benefits. Medical students, especially, should consider Laurel Road, since it caters...
Guide to MEFA Student Loans: What You Need to Know
The Massachusetts Educational Financing Authority’s (MEFA) versatile loan offerings, competitive rates, and fee-free structure help...
Should I Consolidate My Student Loans? 11 Questions to Answer First
Private consolidation can change the interest rate and repayment term on your loan, while a...