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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

How Does the Graduated Repayment Plan Work for Student Loans?

A graduated repayment plan could offer you lower monthly payments on your federal student loans...

Pay Off Student Loans Early: Benefits And Tips

Paying off student loans early can save you money on interest, but it’s not a...

Can You Be Arrested for Not Paying Student Loans?

Not paying student loans won’t get you arrested, but it could land you in court....

Create a Budget for Student Loan Repayment

Budgeting for student loan payments might feel overwhelming, but breaking the process down into steps can help.

8 Ways to Lower Your Student Loan Interest Rate

Find out how to lower your student loan interest rate. Our best practices are based...

How to Pay Off $100K in Student Loans in 6 Steps

To repay $100,000 in student loans, you can choose the right repayment program, refine your...

The 6 Most Powerful Ways Student Loans Affect Your Credit Score

Do student loans affect your credit score? They could. Find out how student loans affect...

Student Loan Calculators

In most cases, you won't find one student loan calculator that can answer all your questions. That's why we created seven student loan...

How Does Student Loan Interest Work?

Student loan interest rates affect how long it takes to pay back your loans, so understanding how interest rates work is crucial.

How to Pay for a Ph.D.

To pay for a Ph.D., exhaust options for free money, including scholarships and grants, first. Your school can help you find them. Then...