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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

How to Write a Financial Aid Appeal Letter

If you've been denied financial aid—or offered far less than you think you're eligible for—you can submit a financial aid appeal letter to...

Average Law School Debt

Average law school debt, including the cost of an undergraduate education, is $145,500, according to the most recent NCES data. Even with an...

Student Loan Payment Calculator

How are student loan repayment plans calculated? Your loan servicer calculates your repayment plan using a few core factors: Note that some types...

PNC Student Loans Review

PNC Bank is known for being one of the top banks in the country. In addition to standard banking services, they also offer...

Average Student Loan Debt Statistics for Pharmacists

The average student loan debt borrowed to pay for pharmacy school was $166,528 in 2018....

Your Complete Guide to Student Loan Servicers

Student loan servicers collect payments, provide customer service, and otherwise manage the administration of student debt. You're assigned a private loan servicer for...

Laurel Road Student Loan Refinancing Review

Laurel Road (formerly DRB) offers student loan refinancing with competitive rates and benefits. Medical students, especially, should consider Laurel Road, since it caters...

Guide to MEFA Student Loans: What You Need to Know

The Massachusetts Educational Financing Authority’s (MEFA) versatile loan offerings, competitive rates, and fee-free structure help...

Should I Consolidate My Student Loans?

Private consolidation can change the interest rate and repayment term on your loan, while a Direct Consolidation Loan allows you to change your...

Physician Assistant Loan Repayment & Forgiveness Options

Physician assistant school can be expensive, and it may be necessary to use student loans...