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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

Can You Get Financial Aid as a Part-Time Student?

Even if you’re attending college part-time, you still have access to financial aid. We'll review...

Pell Grants: Amounts, Limits, & Eligibility

Pell Grants are need-based grants issued to students who demonstrate financial need to help pay...

Revised Pay As You Earn (REPAYE) Student Loan Repayment Plan

REPAYE is an income-driven repayment plan that caps monthly student loan payments at 10% of...

Income-Driven Repayment Plans Guide

If you're struggling with your current student loan payment, switching to an income-driven repayment plan may help ease the burden by capping the...

What to Know About Income-Based Repayment (IBR) for Student Loans [December 2024]

IBR (income-based repayment) is one of four income-driven repayment plans available for federal student loans....

PAYE vs. REPAYE: Which Student Loan Repayment Plan is Better?

Both PAYE and REPAYE cap your payments at 10% of your monthly discretionary income. The...

Can You Refinance Student Loans Before You Graduate?

You may be able to refinance your student loans while you're still enrolled in school,...

Important FAFSA Deadlines for Financial Aid

The deadline to submit the Free Application for Federal Student Aid, or FAFSA, for the 2022 to 2023 school year is June 30,...

Federal Direct Stafford Loans

A Stafford Loan is a student loan made available by the federal government. These federal student loans can be one of the most...

2024 Review: American Education Services (AES) Private and Federal Student Loan Servicer

AES is one of the nation’s largest student loan servicers, serving over four million student...