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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

College Ave vs. SoFi: Who Offers Better Student Loans?

College Ave and SoFi both offer private student loans and student loan refinancing. In this...

May 2025 Student Loan Interest Rates: Federal, Private, and Refinance

The Department of Education’s current student loan interest rate is a fixed rate between 4.99%...

Top Student Loans Without Cosigner Requirements for 2025

While most student loans require a cosigner to be approved, there are federal and private...

College Ave Student Loans Review: Our Top Pick for Rates and Repayment

College Ave offers both private student loans and student loan refinancing. Find out what makes...

Best No-Credit-Check Student Loans

If you lack a credit history and don’t have a creditworthy cosigner, you might still be able to pay for your education. We’ve...

Flight School Loans

Student loans for flight school are available, although there aren’t as many options as with a four-year degree from a college or university....

Can You Take Out Student Loans for Living Expenses? What to Know in 2025

Student loans can help with more than tuition. Both federal and private student loans can...

Top Student Loan Uses According to Our Research, Plus Key Dos and Don’ts When Managing Loan Funds

Borrowers might use their student loans in ways we don't recommend, which can affect their...

Do You Need a Cosigner? 11 Student Loan Scenarios to Know

Adding a cosigner to your student loan can improve your chances of approval, and may...

Crowdfund to Limit Your Student Loan Debt

Crowdfunding is a strategy that may be able to reduce your student loan debt or eliminate it entirely.