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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

How Much Can You Take Out in Private Student Loans? Limits and Smart Strategies

Learn about private student loan limits and why you shouldn't always borrow as much as...

How to Choose Student Loans in 4 Steps

When choosing a student loan, you should maximize all federal options before seeking private loans. Here’s how to get started.

How Many Student Loans Can I Take Out? Limits, Maximums, and How Much to Borrow in 2025

Before taking out student loans, understand both the annual and total limits of both federal...

How to Transfer Student Loans to Another Lender: 5 Options to Consider

You can transfer your student loans to another lender through a refinance or consolidation.

Does Refinancing Student Loans Hurt Your Credit?

Refinancing your student loans can lower your credit score, but the potential savings and temporary...

Best Private Student Loans for Small Amounts: Starting at $1,000

Small student loans can be used for various reasons like buying books, getting a new...

How to Get Rid of Sallie Mae Loans

If you want to get rid of Sallie Mae loans, you can do so. Just make sure it's for the right reasons.

Should Married Couples Consolidate Student Loans?

Consolidating student loans with a spouse can reduce the total amount of interest you owe,...

Refinance Dental School Loans: A Guide

Find out whether or not you should refinance dental school loans. If you should, we include a few lenders worth considering.

Edly 2025 Review: Income-Based Repayment Loans for Students

Edly offers students an alternative to traditional private student loans in the form of an...