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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

How Does Financial Aid Work?

Financial aid comes in many forms, including scholarships, grants, and loans, and is offered through a wide variety of sources.

Can You Refinance Student Loans?

Refinancing your student loans is often a smart move, but there may be some scenarios when it may not make sense — or...

Am I Eligible for Financial Aid?

Most people are eligible for federal financial aid, but private aid may be harder to come by.

How Grants for College Can Help Reduce Costs

There are many grant programs that students can use to help pay for college.

What Is the Impact of Student Loan Debt?

Americans owe a total of more than $1.7 trillion in student loans. This debt can significantly impact people's lives, delaying their ability to...

Student Loan Forgiveness Tax Implications

If your student loans are forgiven, you may owe taxes on the canceled balance.

How to File for Student Loan Bankruptcy

Student loan bankruptcy exists, but it's not always easy to come by.

How to Avoid Student Loan Scams

Student loan scams are more common than you might think. Here’s how to avoid them, as well as how to get the help...

Best Apps to Pay Off Student Loans

Student loan apps can help borrowers repay their debt more effectively, leading to quicker repayment.

Climb Credit Review: Loans for a Valuable Education

Climb Credit is a lender that can help students afford the cost of boot camps...