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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

What Is a 529 College Savings Plan?

Figuring out how to cover the cost of college for yourself or a loved one can be challenging. If you’re looking for a...

How to Refinance Parent PLUS Loans (or Private Parent Loans) in 8 Steps

Refinancing student loans for parents can lower your interest rate, reduce monthly payments, or transfer...

10 Must-Know Pros and Cons of Refinancing Student Loans

Refinancing student loans can be a solid solution for some borrowers. If you refinance, you...

Pros and Cons of Consolidating Student Loans

Federal student loan consolidation lets you combine multiple federal loans into one, simplifying repayment and potentially lowering your monthly payments by extending the...

Can You Consolidate Private and Federal Student Loans?

Student loan consolidation allows you to combine multiple loans into one, leaving you with a...

529 Plan vs. Savings Account

It’s never too early to start saving for college. Whether you’re a new or seasoned parent or a loving grandparent, planning for the...

Does Refinancing Student Loans Save Money?

Refinancing your student loans involves applying for a new private loan to pay off one or more federal or private student loans. This...

What Credit Score Do You Need to Refinance Student Loans? (Plus How to Improve It)

Refinancing your student loans can lower your interest rate and monthly payment—but only if you...

The Best Lenders for MBA Student Loan Refinance in 2025

If you have a Master’s in Business Administration (MBA), you know it can be a...

5 Best Student Loan Refinance Bonuses in June 2025

Lender Bonus type Amount SoFi Referral $1,000 for doctors and dentists; $500 for all other...