Student Loans
Whether you’re gearing up for college, navigating life after graduation, or somewhere in between, we’re here to make student loans less confusing—and way more manageable.
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Take Out Student Loans
Whether you're an undergraduate, graduate student, or preparing for career training, we'll help you understand every step of the student loan process. Discover how federal and private loans work, how much you can borrow, and what to expect from different lenders before committing.
FAFSA
- FAFSA Guide 2025 – 2026
- 2025 – 2026 FAFSA Requirements: Documents, Eligibility, and What’s New
- FAFSA Deadlines
- How to File the FAFSA When You Don’t Live With Your Parents
- How to Report Parents’ Cash, Checking Accounts, and Savings on the FAFSA
- How to Edit the FAFSA Form After Submitting: Q&A Guide
- How to Add More Than 20 Schools to the FAFSA
FAFSA FAQ
- How Long Does the FAFSA Take to Complete & Process?
- How Much Does FAFSA Give? What to Expect in 2025
- What Should You Do If FAFSA Doesn't Cover Everything?
- What Is the Student Aid Index (SAI), and How Does It Work on the FAFSA?
- How Often Do You Need to File the FAFSA?
- Should You Include Your Spouse's Income on the FAFSA?
- Can You Complete the FAFSA Without a Driver’s License?
- FAFSA Independent Student: Real Loophole to Get More Financial Aid?
Financial Aid
- How Does Financial Aid Work?
- Am I Eligible for Financial Aid?
- How to Ask for More Financial Aid
- Can You Request More Financial Aid During the Semester?
- How to Write a Financial Aid Appeal Letter
- What to Do If You Maxed Out Financial Aid
- Need-Based and Non-Need-Based Financial Aid Guide
- The Complete Guide to Financial Aid for International Students
Private Student Loan Lender Reviews
LendEDU's top-rated lenders:
Other lenders:
- Brazos Review
- PNC Review
- RISLA Review
- Prodigy Finance Review
- MPOWER Financing Review
- Earnest Review
- Edly Review
- Funding U Review
- A.M. Money Review
- EdvestinU Review
- Nelnet Bank Review
- Union Federal Review
- Bank of North Dakota Review
- NJCLASS Review
- Advantage Education Review
- INvestEd Review
- Climb Credit Review
- Custom Choice Review
- Credit Union Student Choice Review
- Sparrow Review
- ELFI Review
- LendKey Review
- Navy Federal Review
- CollegeFinance Review
- Purefy Review
- PenFed Review
Types of Private Student Loans
- Based on financial profile
- Based on institution
- Based on immigration status
- For non-traditional applicants
- Career training loans
- For parents
- For graduate students
- For health professions
The Best of the Best 🏆 See which lenders won
LendEDU's 2025 Awards for Best Private Student Loans
Repay Your Student Loans
Learn about repayment plans, forgiveness options, solutions for delinquent and defaulted student loans, and strategies to stay on track with repayment and get out of debt faster.
Plan Your Payoff Strategy
- How to Manage Your Student Loan Debt
- How to Pay Off $100K in Student Loans in 6 Steps
- How Long Will It Take to Pay Off Student Loans? Timelines for $10K – $200K
- How to Pay Off Student Loans Fast: 12 Strategies to Become Debt-Free Sooner
- How to Calculate Your Minimum Student Loan Payment
- Can You Make Principal-Only Payments on Student Loans?
- What "Do Not Advance Due Date" Means for Student Loan Repayment
- Student Loan Payments Too High? 7 Strategies to Lower or Pause Them
- Can You Pay Student Loans Off Early? What to Know Before You Decide
- 10 Reasons Your Student Loan Payment Increased (and What to Do About It)
- Student Loan Repayment Plan Denied? What to Know in September 2025
Navigating Repayment Plans
- Is Student Loan Repayment Still Paused in September 2025?
- Student Loan Income-Based Repayment (IBR) Calculator
- Student Loan Deferment & Forbearance Calculator
- How to Recertify Your IDR Plan in 2025
- Income-Driven Repayment Plans Guide
- What Is the Best Student Loan Servicer? Our 2025 Analysis
- The Complete List of Federal Student Loan Servicers for 2025
- What to Do If Your Student Loans Were Sold to Another Company
- Your Student Loan Balance Says Paid in Full? Here’s the Real Reason
- How to Check My Student Loans
Delinquency and Default
Refinance Your Student Loans
Looking to save on interest or simplify your payments? Refinancing could be the solution. Learn how refinancing works, when it makes sense, and which lenders offer the most competitive rates.
How Student Loan Refinance Works
- What Is Student Loan Refinance, and How Does It Work in 2025?
- Does Refinancing Student Loans Hurt Your Credit?
- Does Refinancing Student Loans Save Money?
- How Much Does It Cost to Refinance a Student Loan?
- 10 Must‑Know Pros and Cons of Refinancing Student Loans
- Is It Ever a Good Idea to Refinance Federal Student Loans?
- Can You Refinance Student Loans More Than Once?
- How Many Times Can You Refinance a Student Loan?
The Best of the Best 🏆 See which companies won
LendEDU's 2025 Awards for Student Loan Refinance Companies
All student loan articles
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How to Pay Off $80,000 in Student Loans: 6 Steps, Plus Timeline Examples
If you’re paying down an $80,000 student loan balance, you’re not alone. In fact, according to the U.S. Department of Education, 5 million borrowers carry $80,000 or more in student…
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How to Pay Off Student Loans Fast: 12 Strategies to Become Debt-Free Sooner
Certain strategies such as paying more than the minimum payment, paying higher-interest loans down first, and getting student loan repayment assistance from your employer may help you pay off your…
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How to Pay Past-Due Tuition in 2025: Grants, Scholarships, Loans, and More
Failing to pay your college tuition can have serious consequences. Fortunately, there are student loans that can help with past due tuition.
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How to Prove Undue Hardship for Student Loans
For those facing extreme financial difficulty, proving undue hardship in bankruptcy may offer an escape from their student loan debt burden.
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How to Read Your Student Loan Statement
If you’ve gotten your first student loan statement, you may feel overwhelmed by all the details. The format for a student loan statement and the information you’ll find can vary…
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How to Recertify Your IDR Plan in 2025
Recertification for income-driven repayment (IDR) plans is required annually, but as of March 18, 2025, applications are temporarily unavailable on the Federal Student Aid (FSA) website. The IDR recertification deadline…
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How to Recover from Private Student Loan Default: Consequences and Solutions
Private student loan default is a fast-moving process compared to federal loans. Follow this guide to learn more and fix the issue.
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How to Reduce Your Total Student Loan Debt: 14 Strategies
It can be overwhelming learning how you can reduce your total loan costs when it comes to your education. You can take steps while preparing to apply for college, filling…
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How to Refinance Parent PLUS Loans (or Private Parent Loans) in 8 Steps
Refinancing student loans for parents can lower your interest rate, reduce monthly payments, or transfer the debt to your child. Both private and Parent PLUS loans can be refinanced, but…
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![How to Refinance Student Loans With a Cosigner [2025's Best Rates + Lenders]](https://lendedu.com/wp-content/uploads/2025/02/How-to-Refinance-Student-Loans-With-a-Cosigner-2025s-Best-Rates-Lenders.jpg?w=640)
How to Refinance Student Loans With a Cosigner [2025’s Best Rates + Lenders]
Refinancing student loans with a cosigner can make it easier to qualify and potentially snag a lower interest rate. You’ll need to recruit a creditworthy person who’s willing to sign…