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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

What Is Compound Interest? How It Affects Loans and Investments

Compound interest is a financial term that describes earning “interest on interest.” It’s beneficial for...

What Is Capitalized Interest on Student Loans?

Capitalized interest occurs when unpaid interest is added to the principal balance of your student...

What Happens When You Refinance a Student Loan?

When you refinance student debt, you replace existing student loans with a new one. Student...

Why Are My Student Loans in Administrative Forbearance?

If you’ve been placed on administrative forbearance and don’t know why, here is more information...

When to Refinance Your Student Loans

When refinancing your student loans, you want to ensure you get the best deal possible without losing valuable benefits. Timing is everything; making...

Aidvantage Federal Student Loan Servicing

If you borrow federal student loans, your loans will eventually get assigned to a student loan servicer. Aidvantage is one of seven such...

Does Debt Relief Help With Student Loans?

If you’re struggling to repay student loans, you’re not alone—almost 7 million federal student loan borrowers had student loans that were in default...

Aspire Federal and Private Student Loan Servicing

Aspire is a student loan servicer that handles customer service for federal and private student...

When Do Student Loans Get Reported to Credit Bureaus?

Student loans are reported to credit bureaus from the moment they are disbursed and continue...

Sallie Mae vs. SoFi Student Loans Comparison

About Sallie Mae and SoFi® Sallie Mae and SoFi are two leading private student loan lenders. Once a federal lender, Sallie Mae now...