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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

What Is the Best Student Loan Servicer? Our 2025 Analysis Based on Customer Complaints

According to recent data from the Education Data Initiative, nearly a third of undergraduate students...

How to Recertify Your IDR Plan in 2025

Recertification for income-driven repayment (IDR) plans is required annually, but as of March 18, 2025, applications are temporarily unavailable on the Federal Student...

How Much Does FAFSA Give? What to Expect in 2025

FAFSA can provide thousands of dollars in financial aid each year, including federal student loans,...

Student Loan Terms Master List: 47 Key Terms Defined and Demystified

Anyone considering or has already applied for student loans should check out this glossary of...

What Is Student Loan Refinance, and How Does It Work in 2025?

If you’re struggling to balance paying your student loans with the increasing costs of everyday...

How to Ask for More Financial Aid (Even Mid-Semester)

Without financial aid, most students couldn’t afford tuition, books, and everyday living expenses while going...

Can You Request More Financial Aid During the Semester?

Yes, you can request more financial aid during the semester. You can do this in...

Cosigner Release: How to Remove Cosigner From Student Loan in 3 Steps

Many students rely on their parents to cosign student loans to pay for college. Even...

FAFSA Independent Student: Real Loophole to Get More Financial Aid?

Being a FAFSA independent student comes with its perks, namely that independent students are often...

What Should You Do If FAFSA Doesn’t Cover Everything?

The cost of college continues to be a major topic of discussion. Most white-collar jobs...