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Data and Methodology
LendEDU frequently publishes data-driven studies in order to identify and better understand emerging personal finance trends. Our studies cover a vast array of topics, ranging from cryptocurrency and Venmo usage to credit cards and the banking industry. Studies published by LendEDU have been featured in nearly every major media outlet, including The Wall Street Journal, The New York Times, and Forbes. The data we release comes from online surveys commissioned by LendEDU, publically-available datasets like the CFPB Consumer Complaint Database, and datasets licensed by LendEDU such as Peterson’s Undergraduate Financial Aid Database.
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- Nearly Half of Americans Would Take Student Loan Forgiveness Over Free Health Care
- How Big is the Average Monthly Student Loan Payment in Your State?
- Best Colleges for Financial Aid
- 62% of Borrowers Would Give Up 2020 Vote to Erase Their Student Loan Debt
- Best Cities For Graduates to Repay Student Loan Debt
- A Look at Default Rates Around the Country By School & State
- Data From Nearly 10,000 Student Loan Borrowers Reveals 16% Will Have Debt-to-Income Ratio Above 20% at Graduation
- Student Loan Debt by School by State Report 2019
- States That Provide Students With the Most Need-Based Scholarships & Grants
- Survey: Which Presidential Candidate is Best Suited to Tackle Student Debt & the Cost of Higher Education?
- State of Private Student Loans Report 2019
- Colleges & Universities Where the Average Student Receives the Most in Need-Based Scholarships & Grants
- For Those Filing For Bankruptcy, Student Loan Debt Still Lingers On
- How Student Loan Debt Has Changed Over the Decade: By School and State
- Top Colleges & Universities For Federal Work-Study Financial Aid
- The Trendiest Holiday Gift of 2018 Might Just Be a Student Loan Payment
- These Colleges Are Giving International Students the Most (and Least) Financial Aid
- Colleges Where Parents Can Expect the Lowest Amount of Student Loan Debt
- LendEDU’s Financial Aid Awareness Month Survey
- LendEDU Survey: Large Lump Sum Payments May be Key to Speedy Student Loan Repayment
- Average Student Loan Debt Statistics by School by State 2018
- Over Two-Thirds of College Students Would Use a Student Loan Created By Amazon
- Student Loan Debt & Bankruptcy: Advanced Degree Graduates Most Supportive of Easing Policy
- Student Loans vs. Social Security
- Student Loans for Spring Break? It’s More Common Than You Think
- 53% of Generation Z Student Debtors Believe They Will Be Aided By Student Loan Forgiveness
- The Surprising Impact of Student Debt on the Millennial Mindset
- Do Student Loan Borrowers Understand Loan Fees? | LendEDU – NASFAA Collaborative Study
- Student Loan Debt Not Just a Bugaboo For Young Americans | Cosigner Survey & Study
- Colleges With the Least Student Debt Per Borrower in the Southeast
- Colleges With the Least Student Debt Per Borrower in the Pacific Region
- Colleges With the Least Student Loan Debt Per Borrower in the Rockies
- Colleges With the Least Student Loan Debt Per Borrower in the Southwest
- Colleges With the Least Student Debt Per Borrower in the Northeast
- The 100 Small Public Colleges with the Least Student Loan Debt Per Borrower
- College Students Are Dropping Out Without Cosigners | Survey & Report
- Think the iPhone X is 2017’s Best Holiday Gift? 71% of Borrowers Would Prefer a Student Loan Payment
- Student Loan Interest Tax Deduction
- A Look Inside the Class of 2017’s Plan for Student Loan Repayment
- College Dropouts and Student Debt
- For Student Loan Borrowers, Where Does Repayment Rank On Their List of Priorities?
- U.S. Cities With the Highest and Lowest Student Debt Balances
- Colleges & Universities Providing Most Aid to Incoming Freshmen with Financial Need in 2018
- Coming In & Going Back Out: Many Americans Will Use Over Half of Tax Return to Pay Down Credit Card Debt
- The Physical & Social Impact of Credit Card Debt
- Would You Reveal Your Credit Card Debt to the World?
- Credit Card Debt After The Holidays | Survey Finds $998 Average Balance
- Consumers Without Credit Cards: Survey Data & Report
- Towns and Cities with the Highest Credit Card Limits
- Millennials & Credit Cards Survey & Report
- Holiday Spending with Store-Branded Credit Cards: Helping or Hurting?
- Most Popular Store Credit Cards
- Coronavirus Survey Round Two: Unemployment Doubles, More Americans Worried About Retirement
- Survey: Americans Are Very Worried About Their Job Security & Finances Due to Coronavirus
- What Is the Average Tax Debt in Each State in 2019?
- How Do Americans Spend Their Monthly Income?
- Recession Fears Loom for Many Americans, 42% Plan to Reduce Spending
- How Much Do Americans Spend on Their Pets? 45% of Pet Owners Spend the Same or More on Their Pet's Healthcare Than Their Own
- Survey: Financial Goals for Americans Include Paying Off Debt, Saving for Retirement, & Building Emergency Funds
- 58% of Millennials Actively Saving For Retirement; Average Savings of $26,475
- Survey: Millennials May Have a Serious Debt Problem
- How Do Millennial Outlooks on Personal Finance Vary By Income Level?
- On Average, Raising a Child Costs $13,186 in First Year
- The Cost of Christmas in 2019
- The Cost of Thanksgiving in 2019
- Retirement vs. Coffee, Dining Out, Netflix & Many More: Where Do Millennials Put Their Money?
- A Study of Seasonal Expenses: Do We Spend More During the Summer?
- A Financial Comparison of Mother’s Day & Father’s Day
- The Inflation of the Tooth Fairy
- What Are Senior Citizens’ Biggest Financial Regrets From Their Twenties?
- Are We Too Hard on Millennials? Most Senior Citizens Say It’s Tougher for Younger Generation to Achieve Financial Well-Being
- Monthly Paychecks Rise $130.76 After Tax Plan Changes | Survey & Report
- The Cost of Hosting a Super Bowl Party in 2018
- After Axing Cable, Cord-Cutters Are Saving An Average of $115.34 Per Month
- Dog and Cat Owners and Their Willingness to Treat Their Pets
- Financial Resolutions Survey & Report 2018
- Finance and Religion
- The Cost of Christmas in 2017
- The Cost of Thanksgiving in 2017
- Dating and Finances
- Trick or Treat: How Much Does the Average American Spend on Halloween?
- The Average Cost of Going to a Wedding in 2017
- How Are People Making Payments in 2017?
- How Much Are Dog and Cat Owners Willing to Spend on Their Companions?
- During the Coronavirus Pandemic, These Have Been the 10 Best & Worst S&P 500 Stocks
- These Are the 10 Best & Worst Performing S&P 500 Stocks So Far in 2020
- Investing $1,000 in Every FAANG Stock Would’ve Made You This Much During the 2010s
- 10 Ways to Invest $10,000 | What Investment Opportunities Interest Each Generation?
- Robo-Advisors Encouraging Millennials to Invest, But Do They Understand How It Works?
- Robo Advisors vs. Financial Advisors – Millennials Still Prefer Real-Life
- By Not Saving Via Investing, 40.6% of Millennials Are Losing Out On Nearly $3.5 Million
- Survey: Facebook-Created Crypto Would Bring in New Investors, Increase Marketplace Usage
- In the CFPB’s Complaint Database, Virtual Currency Complaints Continue to Grow
- Poll: Some Investors Use a Credit Card to Buy Bitcoin and Then Carry Over the Balance
- Bitcoin Investor Sentiment Heading into 2018 | Survey & Report
- Investing in Bitcoin: Survey & Report
- Ethereum, Ripple, and Initial Coin Offering (ICO) Survey Data & Report
- Bitcoin’s Present (and Future) Role in the American Economy
- Virtual Currency Complaints Up 5,971%, Though Still Proportionally Small
- Traditional Investors Want Their Brokerage Accounts to Offer Cryptocurrency Investment Options
- Report: Colleges With the Best Return on Investment
- The Most Desired Colleges of the Last Decade
- The Top 50 College Financial Literacy Programs of 2019
- Colleges That Are Making a Difference By Improving Financial Literacy
- Study: Students Lose Confidence in Career Outlooks as They Progress Through College
- Who is Paying For College? It Might Depend On Race or the Institution
- LendEDU's Fourth Annual College Risk-Reward Indicator (CRRI) | 2019 Edition
- Which Colleges Bring in the Most Money From Applications?
- What Do Post-Grads Do With All of That Graduation Money?
- LendEDU’s 2018 College Risk-Reward (CRRI) Indicator
- The Top 50 Colleges With the Best Financial Aid Counseling Programs
- The Top 50 College Financial Literacy Programs of 2018
- Which U.S. Colleges Make the Most Revenue From Applications?
- Top 25 Colleges for Adult Learners
- Top 30 College Dining Halls
- Top 30 College Recreation Centers
- 25 Most Pet-Friendly Colleges
- Top 50 Colleges for Study Abroad Programs
- 30 Best Colleges for Outdoor Sports and Recreation
- Top 50 Colleges for Aspiring Entrepreneurs – Report & Rankings 2016
- Finances of Fortnite (Season 2): In-Game Spending Increases by 21%
- One-Third of Americans Go Into Unnecessary Debt to Pay For Extravagant Weddings — And Quite a Few End Up Regretting It
- Amazon vs. Walmart vs. Target Price Comparison
- How Much Do Americans Spend on the Lottery? | 2019 Lottery Study & Statistics
- Dirty Money: New Research Reveals the Filthiness of Our Cash, Cards, & Coins
- Trying to Negotiate Bills? New Data Reveals Which Companies Are the Most Likely to Cut a Deal
- The Impact of Legal Sports Betting: 60% of Now-Legal Bettors Had Never Wagered Before
- Study: Those ATMs You’ve Been Using Are Dirtier Than You Think
- Report: 2018’s CFPB Student Loan Complaints
- Report: Reviewing CFPB Complaints of U.S. Banks in 2018
- The Rise of eSports: Just How Big Can This Business Get?
- The Cost of JUUL: Is It Saving Smokers Money?
- A Year Later, How Has Americans’ Perception of Equifax Changed?
- The Finances of Fortnite: How Much Are People Spending on This Game?
- Zelle is Quickly Catching Up to Venmo
- How Much Do Americans Spend on the Lottery? | LendEDU’s 2018 Lottery Study
- Should Amazon Get Into Virtual Currency? Banking? Insurance? | LendEDU Survey
- Walmart vs. Amazon: Which is Cheaper?
- Equifax Was 2017’s Most Complained About Finance Company in 49 States | A U.S. Heat Map of CFPB Complaints
- A Look at the Banks with the Most & Least CFPB Complaints in 2017
- Costco vs. Amazon: Which Is Cheaper?
- Best (and Worst) Gift Cards of 2017 – Study & Report
- Video Gamers, Finance, and Paid Downloadable Content
- Black Friday Vs. Cyber Monday
- Average Marijuana Consumer Will Spend $146 to Celebrate 4/20 This Year & Over One-Third Will Skip Work
- The Money Behind Vaping
- How Do People Value Amazon Prime in 2017?
- The Money Behind Marijuana
- More Than Half of Americans Think Equifax Should Lose Ability to Act as a Credit Bureau
- A Look Into the Money Behind Fantasy Football
- The Battle for Best Original Content? 79% of Millennials Say Netflix
- Where Will Millennials Take the Car Industry?
- Forget Challenging Venmo, Zelle Has an Identity Crisis
- Did We Get Lucky? LendEDU’s Lottery Study & Report
- Large Majority of Millennials Say Instagram Is the Most Influential Social Media Platform When It Comes to Online Shopping
- Is It Airbnb or Hotels for Millennials?
- Netflix & Millennials: Viewers, Not Subscribers
- Is Tinder a Match for Millennials?
- More than Half of Millennials Prioritize Snapchat Over Other Social Media Platforms
- A State-By-State Review of CFPB “Credit Reporting” Complaints In 2017
- Ranking Delaware Towns and Cities By Credit Score
- Ranking West Virginia Towns and Cities By Credit Score
- Ranking Vermont Towns and Cities By Credit Score
- Ranking Massachusetts Towns and Cities By Credit Score
- Ranking Wisconsin Towns and Cities by Credit Score
- U.S. Cities with the Best & Worst Credit Scores
- Ranking Arizona Towns and Cities By Credit Score
- Ranking New Mexico Towns and Cities By Credit Score
- Ranking Kansas Towns and Cities By Credit Score
- A Look at the Nation’s Credit Scores by State
- Ranking North Carolina Towns and Cities By Credit Score
- Cities with the Best Credit Scores in Utah
- Minnesota Cities Ranked By Credit Scores
- Washington Towns and Cities with the Best Credit Scores
- Best Credit Scores in Michigan
- Ranking Nevada Towns and Cities By Credit Score
- Looking at the Credit Scores of South Carolina’s Towns and Cities
- How Much Do Millennials Know About Credit Scores?
- These 250 Cities Have the Best Credit Scores in the Mountain States
- These 250 Cities Have The Best Credit Scores in the Pacific United States
- These 250 Cities Have the Best Credit Scores in the Southeast United States
- These 250 Cities Have the Best Credit Scores in the Northeast United States
- These 250 Cities Have the Best Credit Scores in the Southwest United States
- These 250 Cities Have the Best Credit Scores in the Midwest United States
- Ranking Iowa Towns and Cities By Credit Score
- Ranking Texas Towns and Cities By Credit Score
- Ranking Pennsylvania Towns and Cities By Credit Score
- Ranking New Jersey Cities According to Their Average Credit Score
- Ranking Oregon Cities By Credit Score
- Lately, These Places Have Seen the Most Business Openings
- Due to Minimum Wage Hike, Some Small Business Owners Will Raise Prices, Rely More on AI, & Possibly Relocate
- Best Cities to Start a Small Business
- Small Business Owners Respond to Tax Plan Changes
- The Best 150 Towns in Massachusetts for Starting a Small Business
- The Best 100 Towns in Louisiana For Starting a Small Business
- The Best 150 Towns in Pennsylvania for Starting a Small Business
- The Best 100 Towns in Texas for Starting a Small Business
- The Best 100 Towns in Georgia for Starting a Small Business
- The Best 100 Towns in Wisconsin for Starting a Small Business
- The Best 100 Towns in Alabama for Starting A Small Business
- The Best 100 Towns in Virginia for Starting a Small Business
- Best 100 Towns in New York For Small Businesses
- Best Cities to Start a Small Business
- Here’s Where the Gender Pay Gap Has Been Shrinking the Fastest Over the Last Decade
- Expectations vs. Reality: Early Career Salaries
- The Class of 2018 Career Report
- What Would You Do For A Raise? | 35% of Americans Would Give Up the Right to Vote
- One Year Out of College, How Is the Class of 2016 Faring?
- LendEDU’s 2017 Internship Report
- Cities with the Most & Least Affordable Homes in the U.S. for 2020
- Cities Best Positioned For Economic Advancement in the New Decade
- Safest Cities & States to Buy a Home in the U.S.
- Cities & States Where Home Values Have Exploded Over the Last Decade
- Residents of These Cities Are the Most Financially Prepared For Retirement
- The Most Budget-Friendly Cities for Homeowners With a Mortgage
- Why Aren't Millennials Becoming Homeowners? Some Cite a Lack of Knowledge or Savings, Others Point to Student Debt
- Millennials & Mortgages: Generation is Struggling With Down Payments, Sometimes Getting Help From Parents
- Home Equity Loans | How They Work & Best Lenders
- Best Communities in Maryland for Homebuyers
- Looking Into Los Angeles’ Finances: Neighborhood by Neighborhood
- Best Places in Colorado for Homebuyers
- Analyzing the Finances of Boston’s Neighborhoods
- Best Towns in New Jersey for Homebuyers
- Best Communities in Ohio for Homebuyers
- Best Places in New York for Homebuyers
- A Breakdown of Chicago’s Finances
- The 100 Best Communities in Oregon for Homebuyers
- The Best 100 Towns in California for Retirement
- The 75 Best Places to Buy a Home in Arizona
- The Best 100 Places to Buy a Home in Massachusetts
- The Best 250 Places to Buy a Home in California
- The 100 Best Places to Buy a Home in Florida
- The Best 250 Cities for Postgraduates
- The 250 Best Places to Buy A Home in Texas
- A Look at San Francisco’s Finances: Neighborhood by Neighborhood
- Best Cities for First Time Homebuyers
- A Look at New York City’s Finances: Neighborhood by Neighborhood