Insurance

15
Apr
How to Choose an Umbrella Insurance Policy and Limit Costs

Umbrella insurance is an extra liability insurance policy that provides protection to supplement other types of insurance coverage, including auto and home. It can help to protect your assets if you’re sued and your primary insurance doesn’t provide enough coverage to protect against all losses.

Posted in: Insurance,
11
Apr
Workers Compensation Insurance: How it Works & Who it Covers

Workers’ compensation is purchased by employers to provide protection for staff members who are injured on the job. However, workers’ compensation doesn’t always provide full protection against all losses for either employers or employees.

Posted in: Insurance,
11
Apr
Buying Off-Exchange Health Insurance

Off-exchange health insurance plans have the same protections for policyholders that on-exchange plans also have — but you won't be eligible for premium subsidies. Buying an off-exchange plan may make sense if the plan is the only one that covers your doctor or if the plan costs less than a comparable on-exchange policy.

Posted in: Insurance,
04
Apr
Ladder Life Insurance Review

Ladder is a new company that offers term life insurance in a completely online environment. If you’re looking for a simple, straightforward term life policy, it’s a valid option. If you need something more, however, you may want to check out other options and obtain other life insurance quotes.

Posted in: Insurance,
28
Mar
Best Term Life Insurance

The best term life insurance is a policy that both provides you with an appropriate death benefit and charges affordable premiums for coverage. This guide will help you to choose the best term life insurance policy for your situation.

Posted in: Insurance,
25
Mar
Best Dental Insurance – Affordable Plans in 2019

If you’ve ever had a toothache, you know the importance of going to the dentist. Dental treatment can be incredibly expensive though – especially if you don’t have dental insurance to help cover all or part of the cost. Unfortunately, according to the Health Policy Institute, 35.2% of adults between the ages of 19 and 64 […]

Posted in: Insurance,
13
Mar
Is Medical Payments Car Insurance Worth It?

Medical payments coverage, or MedPay, is optional in most states. This add-on to a standard car insurance policy provides coverage for medical expenses caused by an accident. MedPay is relatively inexpensive to add to your insurance coverage, but policies provide only a limited amount of protection for losses.

Posted in: Insurance,
13
Mar
How Does Catastrophic Health Insurance Work?

Catastrophic health insurance plans have very high deductibles and provide coverage only if you have a serious illness or medical emergency. Although catastrophic health insurance plans have affordable premiums, you do have to pay out of pocket for most types of medical care.

Posted in: Insurance,
13
Mar
Does Health Insurance Cover the Cost of a Vasectomy?

Health insurance usually covers vasectomies, although you may be required to use an in-network doctor and/or pay a copay or coinsurance costs. If you do have to pay out of pocket, vasectomies may be more affordable than many other types of care procedures, and you may be able to finance the operation over time.

Posted in: Insurance,
08
Mar
What Is a Healthcare Sharing Ministry?

A healthcare sharing ministry is an alternative to traditional health insurance coverage. Often religious in nature, healthcare sharing ministries are nonprofit organizations that help people to share the cost of medical expenses.

Posted in: Insurance,