Umbrella insurance is an extra liability insurance policy that provides protection to supplement other types of insurance coverage, including auto and home. It can help to protect your assets if you’re sued and your primary insurance doesn’t provide enough coverage to protect against all losses.
Workers’ compensation is purchased by employers to provide protection for staff members who are injured on the job. However, workers’ compensation doesn’t always provide full protection against all losses for either employers or employees.
Off-exchange health insurance plans have the same protections for policyholders that on-exchange plans also have — but you won't be eligible for premium subsidies. Buying an off-exchange plan may make sense if the plan is the only one that covers your doctor or if the plan costs less than a comparable on-exchange policy.
Ladder is a new company that offers term life insurance in a completely online environment. If you’re looking for a simple, straightforward term life policy, it’s a valid option. If you need something more, however, you may want to check out other options and obtain other life insurance quotes.
If you’ve ever had a toothache, you know the importance of going to the dentist. Dental treatment can be incredibly expensive though – especially if you don’t have dental insurance to help cover all or part of the cost. Unfortunately, according to the Health Policy Institute, 35.2% of adults between the ages of 19 and 64 […]
Medical payments coverage, or MedPay, is optional in most states. This add-on to a standard car insurance policy provides coverage for medical expenses caused by an accident. MedPay is relatively inexpensive to add to your insurance coverage, but policies provide only a limited amount of protection for losses.
Catastrophic health insurance plans have very high deductibles and provide coverage only if you have a serious illness or medical emergency. Although catastrophic health insurance plans have affordable premiums, you do have to pay out of pocket for most types of medical care.
Health insurance usually covers vasectomies, although you may be required to use an in-network doctor and/or pay a copay or coinsurance costs. If you do have to pay out of pocket, vasectomies may be more affordable than many other types of care procedures, and you may be able to finance the operation over time.