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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

LendingClub Personal Loans Review

LendingClub personal loans are a great choice if you have consistent income and at least a fair credit score.

Best Credit Builder Loans

Getting approved for a loan can be tricky if you have a low credit score—or haven’t established your credit history. Credit builder loans...

Lawn Mower Financing: Compare Loan Options

Lawn mower financing could be a good choice even if your credit is less than ideal. Consider your options and understand the terms...

DCU Personal Loans Review

Digital Credit Union, or DCU, is a New England credit union offering personal loans nationwide. If you don’t have the best credit, chances...

Personify Financial Personal Loans Review: Beware of High Rates

Personify Financial is an online lender offering personal loans with no collateral requirements to qualified...

ATV Loans & Other UTV Financing Options

ATV loans can help you afford the cost of an all-terrain vehicle. If you decide to get an ATV loan, it's important to...

Upstart Personal Loan Review

Upstart personal loans come with competitive interest rates, and you have a choice of repayment timelines. Unfortunately, you may have to pay a...

LightStream Personal Loan Review

LightStream is an online lender designed to accommodate and reward borrowers with good-to-excellent credit scores. The application is quick, interest rates are low,...

Where to Find Landscaping Loans & What to Ask Before Applying

For financing landscaping, you could turn to a personal loan, home equity loan, or HELOC....

How to Get a Personal Loan

We spent hours researching personal loans. Find out how to get a personal loan from an online lender, bank, or credit union.