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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Can You Refinance a Personal Loan?

If you have a personal loan, you do have the option to refinance it if needed. However, it is important to find out...

Christmas Loans: How & Where to Borrow Money for Christmas

Borrowing for Christmas isn't always a good idea, but the gifts, travel, and festivities can...

Upstart Competitors and Alternatives for Personal Loans

Upstart offers flexible loan options for borrowers of all credit scores, but compare these Upstart...

How to Take Out a Personal Loan to Pay Off Credit Card Debt

Using a personal loan to pay off credit card debt has pros and cons. It...

Personal Loans for Veterans

Whether you have good credit, fair credit, or poor credit, there is probably a personal loan out there for you.

Fence Financing: Installation Cost & Loan Options

Proper fence installation financing involves getting an accurate estimate and knowing how you’ll pay before...

How to Pay for Emergency Pet Care

There are a number of ways to pay for emergency pet care including personal loans, credit cards, welfare organizations, and veterinary schools.

Can You Use a Personal Loan for a Down Payment on a House?

You usually can't use a personal loan to fund the down payment on a home....

Wedding Loans: Compare Your Options

The best wedding loans can make your dreams come true if you take the time to plan out your approach. We’ll help you...

Personal Loans for Plastic Surgery & Other Cosmetic Surgery Financing Options

Explore plastic surgery financing so you can schedule your procedure on your own timeline.