Personal Loans

25
Aug
Christmas Loans: Remain Skeptical of Clever Marketing

If you find yourself worrying about how you’re going to pay for all those Christmas purchases as you frantically run through malls trying to track down the perfect gifts, you’re not alone. Many people struggle to pay for the mounting costs of Christmas. Deloitte’s 2016 Holiday Survey found that Christmas spending was expected to rise to $1 […

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24
Aug
Non-Recourse vs. Recourse Loans Explained

When it comes to borrowing money, there are a lot of terms that can be confusing for people who don’t have a lot of experience with the financial jargon used in the lending business. It can be confusing trying to understand the difference between secured or unsecured loans and fixed or variable rates. But an even […]

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15
Aug
Personal Loans for Fish Tanks: Are Aquariums Worth Financing?

Whether you’re just taken by a shiny, new goldfish, your college girlfriend won a crazy-looking fish at a local fair and ceremoniously gave it to you as a birthday present, or you simply want to collect interesting fish, you will most likely need a fish tank of some sort to accommodate your new friends. If […]

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07
Aug
Is Financing Landscaping With a Personal Loan a Good Idea?

Nothing speaks to pride of homeownership more than a well-landscaped yard. Aside from improving the curb appeal of any home, the right landscaping can turn a home into an oasis enjoyed throughout the year; but it can also get expensive. The average U.S. household spends about $3,300 to finance landscaping; but if you live in California, the […]

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24
Jul
Golf Membership Financing With a Personal Loan

For millions of golf-loving Americans, joining a golf club is a pivotal life decision – the fulfillment of an ambition to take their game, their career, and their lifestyle to the next level. It is also a major financial decision, one that is often rationalized by calculating the monetary benefits realized through enhanced business relationships […]

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22
Jul
Should You Accept a Loan From Your Parents?

Today’s young adults are finding it increasingly difficult to make the transition from college frugality to real world living. They face much greater challenges than their parents did, including a scarcity of well-paying jobs and much higher living costs – all while carrying a mountain of student loan debt around on their shoulders. Recognizing this, […]

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20
Jul
Should You Loan Money to a Friend or Family Member?

It is a well-established rule that lending money to family members or friends should not be done. Shakespeare admonishes us with his immortal words, “Neither a borrower nor a lender be.” However, it is the words that follow that inform us of the consequences, “For loan oft loses itself and friend.” This is just as true […]

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11
Jul
Complete Guide to Financing Your Firearms Purchase

Gun sales in the U.S. are a big business. In 2013 alone, the industry manufactured around 4.5 million pistols, 700,000 revolvers, 4 million rifles, 1.2 million shotguns, and 500,000 other types of firearms. While the average firearm can cost as little as $500, the costs involved in buying and owning a gun can add up quickly. In fact, a […]

Posted in: Personal Loans,
05
Jul
Snowmobile Loans: Is the Thrill Worth Financing

There’s something about the combination of speed and snow that is appealing enough for thrill seekers to want to shell out up to $15,000 for a motor on skis. With more than 1.2 million registered in the United States, snowmobiles have become a hot pastime for outdoor enthusiasts who enjoy the cold. Reaching speeds of more than […]

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27
Jun
Can You Use a Personal Loan for Treatment Centers and Rehab?

If you have a problem with drinking or drugs, it’s critical that you get expert and timely help in order to ensure you’re able to overcome your addiction and get on with your life. But good care is expensive and many people struggle to come up with the finances for rehab. When it comes to […]

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