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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Payoff Personal Loans Review

Payoff is a financial services company focused on helping its customers pay off high-interest credit card debt. The company aims to help its...

LendingPoint Personal Loan Review

LendingPoint funding is quick, with some borrowers receiving their money as soon as the next business day. However, other loan terms may not...

Prosper Personal Loans Review

Prosper loans are posted for individual investors to fund. Borrowers can qualify for a Prosper personal loan even if their credit isn't perfect,...

LoanMe Personal Loans Review — Know the Risks

LoanMe Personal Loans can be a solution for some borrowers in need of fast financing...

Peer-to-Peer Lending: Where to Find These Loans

Peer-to-peer loans involve borrowing money from individuals instead of traditional lenders. While they're not common,...

Mariner Finance Personal Loans Review

Mariner Finance offers personal loans to borrowers with poor credit. Mariner Finance rates are higher than those offered by other online lenders —...

FreedomPlus Personal Loans Review

FreedomPlus takes a personalized approach to online lending by requiring each borrower to meet with a loan consultant via phone. Paired with competitive...

Wells Fargo Personal Loan Review

Wells Fargo personal loans can have some benefits for borrowers including relatively fast approvals and rate reductions for existing customers. However, the company...

Best No-Fee Personal Loans

It’s possible to find personal loans with no origination fee, especially if you have excellent credit. But watch out for higher interest rates...

Best Egg vs. LendingClub: Personal Loan Comparison

Both Best Egg and LendingClub offer personal loans, but they way they fund those loans...