See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
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Chase doesn't offer personal loans. However, the companies below have been vetted by our editorial team and are highly rated.
Capital One Personal Loans no longer exist, but the lenders below can offer flexible terms and competitive rates.
Online loans make borrowing cash easy and convenient. Here’s our list of some well-known online loan lenders for each credit category.
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