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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
Personal Loans for Investments
It’s often best to avoid personal loans for investing because the risks are high, and it makes little financial sense. But can it...
Point-of-Sale (or Buy Now, Pay Later) Loans
In some cases, point-of-sale loans can offer convenient and inexpensive financing, but they can result in overspending and extra charges if you're not...
What Does “Same as Cash” Mean?
Same-as-cash financing may sound like a terrific option to cover a large purchase. But these offers can cost you if you don’t read...
Chime Credit Builder Credit Card Review
Chime Credit Builder is a secured credit card with no minimum security deposit and no credit checks, offering an easy way to build...
Happy Money Personal Loan Review
Happy Money personal loans are for paying off credit card debt. There’s no hard credit check and loan options are displayed within minutes.
What Is a Credit Builder Loan?
A credit builder loan is one way to build or rebuild credit history. Credit builder loans can have both pros and cons, and...
CreditStrong Credit Builder Review
CreditStrong's credit building loan reports to all three credit bureaus while also growing your own savings account.
Types of Personal Loans
With so many types of personal loans available, make sure you know how to tell the difference and find which one is right...
Personal Loans for Vehicles
Personal loans for vehicles grant flexibility for borrowers, but they usually come at the cost of a higher interest rate.
Cheese Credit Builder Review
Cheese credit builder offers an easy way for users to improve their credit scores without credit checks or additional fees. Find out whether...