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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Kitchen Remodel Loans and Financing Options

Homeowners have several kitchen remodel financing options through personal loans, home equity loans, and lines of credit.

Personal Loans for Single Mothers & Other Sources of Financial Aid

Financial emergencies can be especially tough on single parents, but there are a number of...

Chase Personal Loans: Compare Alternatives

Chase doesn't offer personal loans. However, the companies below have been vetted by our editorial team and are highly rated.

Capital One Personal Loan Alternatives

Capital One Personal Loans no longer exist, but the lenders below can offer flexible terms and competitive rates.

Internet Loans: How To Borrow Money Online

Online loans make borrowing cash easy and convenient. Here’s our list of some well-known online loan lenders for each credit category.

Can You Use Personal Loans to Buy Gold or Silver?

You can typically use a personal loan for anything—including buying gold or silver. You should...

Avant Competitors and Alternatives for Personal Loans

Personal loans through online lenders has shifted the industry, giving consumers more options for accessing...

Can You Refinance a Personal Loan?

If you have a personal loan, you do have the option to refinance it if needed. However, it is important to find out...

Christmas Loans: How & Where to Borrow Money for Christmas

Borrowing for Christmas isn't always a good idea, but the gifts, travel, and festivities can...

Upstart Competitors and Alternatives for Personal Loans

Upstart offers flexible loan options for borrowers of all credit scores, but compare these Upstart...