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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
What Can Be Used As Collateral for a Personal Loan?
Many people think of personal loans as unsecured loans—loans you can get based on your...
Truist Personal Loans Review 2025: Loans Through LightStream
With no fees and a generous rate beat program, LightStream personal loans from Truist are...
Top 10 Banks for Personal Loans in 2025
Personal loans can be handy for everything from consolidating debt to covering moving expenses. With online lenders grabbing headlines, many people overlook traditional...
Brigit Cash Advance Review 2025: Flexible Repayment and No Late Fees
Brigit is a financial app that launched in 2019 with a clear goal: to help...
Dave ExtraCash Cash Advance: 2025 Review
Funding Up to $500 Speed of advance 2 – 3 days; Instant (with fee) Subscription fees $1/month Instant funding fees $1.99 – $13.9...
MoneyLion Cash Advance Review
Founded in 2013, MoneyLion began with a mission to help Americans who may not have access to traditional banking opportunities. It uses technology...
EarnIn App: 2025 Review
Founded in 2014, EarnIn cash advance was created to help responsibly-employed borrowers with cash flow issues between paychecks. EarnIn stands out against competitors...
Klover App 2025 Review: Small Advances, Big Privacy Trade-Offs
Klover offers fee-free cash advances up to $200 with no interest or credit check—but there’s...
Fig Loans Personal Loan Review
About Fig Loans Founded in 2015, Fig Loans targets working-class Americans needing financial support. It emphasizes flexible payments, credit-building, and instant funding. This...
No-Interest Personal Loans
Borrowing money comes at a cost. Depending on the lender, you might need to pay application fees, origination fees, and late payment fees....