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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

BHG Money by BHG Financial: 2025 Personal Loan Review

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Credit Builder Loans Like Seedfi

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MoneyLion Credit Builder Loan Alternatives

Comparing several credit-builder product options can help you find one that best fits your budget.

Instant Credit Builder Loans With Money Upfront: $500+ Options, No Credit Check

Credit builder loans can help with establishing or re-establishing credit history. Typically, instead of getting...

Best Personal Loans of 2025: Rates, Reviews, and How to Qualify

Personal loans connect you with cash when you need it. If you’re in the market...

MoneyLion Credit Builder Loan Review: Is It Worth the Monthly Fee to Boost Your Credit?

A MoneyLion credit builder loan can help you boost your credit score, but is it...

Sunrise Banks Credit Builder Loan Review: Rates, Terms, and Alternatives

With Sunrise Banks’ credit builder loan, you get easy-to-understand loan terms with no minimum score...