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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

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Tummy tucks had an average surgeon’s fee of $6,253 in 2018. You may incur additional costs for anesthesia, operating room fees, and post-op...

Best Jewelry and Engagement Ring Financing

There are several ways to finance an engagement ring or other jewelry. Each has pros and cons, but all tend to increase the...

Timeshare Loans

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Adoption Loans: Compare Low Interest Options

Although adoption can be a wonderful choice for expanding your family, it can be very expensive. If the cost of financing adoption expenses...

SoFi Personal Loans Review

SoFi personal loans can be an excellent choice if you’re a high wage earner with solid credit. If you’re not, however, it may...

Upstart vs. SoFi: Personal Loan Comparison

Both Upstart and SoFi offer online personal loans, but the rates and benefits that come with each loan differ. Keep reading to learn...

Common Personal Loan Fees & Charges

Some personal loan lenders charge fees when you borrow. If you need to take out a personal loan, budget for the possibility of...

LightStream vs. SoFi: Personal Loan Comparison

Both LightStream and Sofi provide affordable loans to borrowers with good credit, but which lender...

SoFi vs. LendingClub: Personal Loan Comparison

Both SoFi and LendingClub offer competitive online personal loans, but one option is clearly best....

Rocket Loans Review: Is This Personal Loan Right for You?

Known for speedy loan fulfillment and low interest rates, Rocket Loans has become a notable...