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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
Best Food Truck Loans
When starting a food truck business, you'll probably need to tap into various sources of funding. Food truck loans can include small business...
Fish Tank & Aquarium Financing
Whether your fish are outgrowing their current tank or you’re looking to add more aquatic life to your aquarium setup, fish tank financing...
Personal Loans for H-1B Visa Holders
If you are working on an H-1B visa and need additional funding, there are options. Find out where to get a personal loan...
Bank of America Personal Loan Alternatives
Bank of America (BoA) offers a number of products to help you manage your financial life, including checking accounts, savings accounts, and credit...
Personal Loans for Students
After you exhaust your financial aid, a personal loan could be a solution if you need cash fast. But before you apply for...
Can You Get a Personal Loan Without a SSN as a Non-U.S. Citizen?
You can get a personal loan as a non-U.S. citizen, but you might have more...
Vacation Loans: How to Finance Your Trip
Vacation loans can help you cover a pricy getaway, but will increase the cost due to interest and leave you paying for your...
Relocation Loans: Find Money to Help with Moving Expenses
A relocation loan could be a good option if you need money to help cover...
Upgrade Personal Loans Review
Upgrade's personal loans are geared towards borrowers with fair credit. This review will explain how to apply for an Upgrade personal loan as...
Horse Loans: Find Equine Financing for Your Needs
You can use a horse loan to buy a horse, although taking out a personal...