Pentagon Federal Credit Union, or PenFed, offers personal loans that come with affordable loan payments. PenFed has stringent credit requirements, but its personal loans are available to most borrowers with strong credit and a steady income.

Our research, news, ratings, and assessments are scrutinized using strict editorial integrity. Our editorial staff does not receive direction from advertisers on our website or our Partnerships Team. Our company may receive compensation from partners seen on our website. Here's how we make money.