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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Personal Loans in South Carolina: Companies, Consumer Protections, and Facts

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Holiday Loans: Online Lenders & Borrowing Advice

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Best Personal Loans With a Cosigner

The best personal loans with a cosigner option offer little to no fees, fast funding, and flexible terms.

Security Deposit Loans: How They Work

You can use personal loans to satisfy the security deposit requirement on a new home or apartment, but this route has several disadvantages.

Septic Tank Loans & Other Financing Options

Replacing a septic tank is a significant cost that may require financing. We’ve researched your...

New Jersey Personal Loans: Online & Local Lenders

New Jersey residents looking for personal loans have several high-quality national lenders to choose from...

Texas Personal Loans: Online & Local Lenders

Personal loans in Texas can be found through online lenders, as well as local banks...

Pennsylvania Personal Loans: Online & Local Lenders

Looking for personal loans in Pennsylvania? This guide will help you identify some loan options...

Should You Apply for a Personal Loan With a Co-Applicant?

A co-applicant is another borrower on the loan, and has full access to the funds....