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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Credit Builder Loans That Give You Money Upfront

Credit builder loans can help with establishing or re-establishing credit history, but they don’t work...

Best Personal Loans of 2024

Personal loans are installment loans that often come with fixed interest rates. You can use personal loans for almost any purpose, including home...

MoneyLion Credit Builder Review

A MoneyLion credit builder loan can help you boost your credit score, but is it worth the fee and high APR? We researched...

Sunrise Banks Credit Builder Loan Review

With Sunrise Banks’ credit builder loan, you get easy-to-understand loan terms with no minimum score requirement. But Sunrise only offers two loan options.

Republic Bank Credit Builder Loan Review

Republic Bank's Credit Builder Loan provides a way to improve your credit. But is it the right choice? We cover the pros and...

Mission Lane Credit Builder Credit Card Review

Can a Mission Lane credit card help build credit? Uncover the pros, cons, and alternatives...

Digital Credit Union (DCU) Credit Builder Loan Review

Digital Credit Union offers credit builder loans to help improve your credit and build your...

Alltru Credit Union Credit Builder Loan Review

We’ve researched the pros and cons of the Alltru credit builder loan and how it...

How Long Does It Take to Get a Personal Loan?

We researched 10 popular lenders’ processes to determine how long it takes to get a personal loan—and how to speed up the process.

Kovo Credit Builder Review

A Kovo credit builder loan gets you access to business courses. Make on-time payments for this education—then watch your credit score grow.