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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Check ‘n Go Personal Loan Review

Our editorial team didn’t rate Check ‘n Go personal loans, but they could be a viable option for individuals needing a small loan...

How to Get a Loan in an Emergency

Emergency personal loans can help cover unexpected expenses, including medical bills, house repairs, urgent veterinary care, or losing a portion of income. Unforeseen...

Personal Loans for International Students

Attending college in the United States can be expensive, especially for international students who don’t qualify for federal financial aid. If you’re short...

Upstart vs. LendingClub Personal Loans

Upstart and LendingClub are two popular lenders that offer personal loans for various uses, such as consolidating debt, paying for home renovations, or...

BHG Money Personal Loans Review

BHG Money is a direct lender that focuses on professional borrowers looking for large loan amounts. Discover how rates and terms stack up...

How to Borrow $200 Instantly

Emergency expenses can derail even the most carefully planned budgets. Sometimes, you need a couple hundred dollars to get by until your next...

How to Borrow $100 Instantly

Sometimes, life throws you curveballs, and you may not have enough cash to cover an unexpected expense. But you have options to get...

Apps That Let You Borrow Money Instantly

Loan apps can provide instant access to cash, but compare the costs of several options and explore alternatives before you decide to use...

Credit Builder Loans Like Seedfi

Credit builder loans can help you to establish credit history by making on-time installment payments to a lender. SeedFi offers small lines of...

MoneyLion Credit Builder Loan Alternatives

Comparing several credit-builder product options can help you find one that best fits your budget.