Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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Personal Loan Calculator: Estimate Your Payments
Our personal loan calculator will help you see what your monthly payment and total interest costs would be for different loans so you can determine what’s affordable.
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14 Alternatives to Payday Loans
Payday loans are a fast funding option, but they’re costly for borrowers. These alternative financing options are likely a better choice.
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Personal Loans in Ohio: Online and Local Lenders
Looking for a personal loan? If you’re an Ohio resident, you have no shortage of lenders to choose from. To help you narrow down your options, we’ve rounded up the…
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California Personal Loans: Online and Local Lenders
A personal loan can be used for a variety of purposes. Whether it’s for debt consolidation, home renovation, or an emergency expense, how you use the funds is up to…
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Personal Loans in Utah: Online and Local Lenders
Personal loans in Utah can be taken out through online lenders, as well as local banks or credit unions.
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Personal Loans in Tennessee
Personal loans in Tennessee can be found through online lenders, as well as local banks and credit unions.
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Personal Loans in Missouri: Online & Local Lenders
Personal loans in Missouri are offered by online lenders, as well as local banks. Be sure to compare your options before making a decision.
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Personal Loans in Delaware: Online and Local Lenders
Personal loans in Delaware are offered through a number of financial companies.
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Personal Loans in Alabama
Personal loans in Alabama can be found through online lenders, as well as local companies.
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HSBC Personal Loan Review
HSBC offers personal loans to be repaid over two to five years. The bank offers a wide range of funding amounts, with extra funding available to existing HSBC customers. Interest…