Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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How Do Personal Loans Work? A Guide for Beginners
Personal loans are incredibly versatile, but it's important to understand how they work and what they cost to determine if one is a good fit.
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7 Personal Loan Scams to Avoid
If you need a personal loan, it’s wise to be aware of common scams so you can make sure the lender you choose is legitimate, helpful, and committed to its…
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Can Personal Loans Improve Your Credit Score?
It may seem counterintuitive that more debt could result in better credit, but getting a loan could boost your credit score. Here’s the catch: How it affects your credit will…
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IVF Loans: Financing Options for Fertility Treatment
IVF loans can help you cover the cost of fertility treatments. Find out which lenders have the best IVF loans and what factors make this a good decision.
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Breast Augmentation Cost & Financing Options
Breast augmentation isn’t typically covered by insurance. Surgeons fees average $3,824, but there are also additional expenses.
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Root Canal Cost & Financing Options
The price of a root canal varies depending on your location and the condition of the tooth. But you could spend as much as $1,000 or more. Dental insurance can…
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Sallie Mae Personal Loans Review
Sallie Mae is one of the nation’s largest student loan lenders, but it also provides personal loans. You need an invitation to get one, though, and eligibility is restricted.
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Regions Bank Personal Loans Review
Regions Bank, one of the largest regional financial institutions in the United States, offers several types of personal loans. Pros of Regions include relatively competitive rates. Cons include poor reviews…
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Huntington Bank Personal Loan Review: Large Secured Loans but Limited Reach
If you’re looking to take out a personal loan, Huntington Bank could be a good option for you. They offer competitive rates, flexible repayment terms, and will work with customers…
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Elastic Line of Credit 2026 Review: No Interest but Fees Add Up
If you are a non-prime borrower with a low credit score who needs immediate access to cash, Elastic may be a good option for you. But make sure you understand…