Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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SoFi vs Best Egg: Personal Loan Comparison
Both SoFi and Best Egg offer personal loans, but which lender is right for you will depend on your credit history and loan needs. This comparison will help you choose.
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U.S. Bank Personal Loan Review
U.S. Bank’s standard personal loan and line of credit are fine choices for existing customers, but its options for borrowing smaller amounts are too costly to be worth using.
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USAA Personal Loans: Strong Option for Military Families With Excellent Credit
If you or a family member are a current or former member of the U.S. armed forces, USAA offers a variety of personal loans and services that can help you…
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Wells Fargo Personal Line of Credit Review: Discontinued, Best Alternatives
Opening a Wells Fargo Personal Line of Credit is an easy way to access cash for an emergency expense. Existing Wells Fargo customers can apply easily online. Here's how.
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Citibank Personal Loans Review
Some borrowers may be hesitant due to potentially average rates and poor customer reviews, but others, particularly prime borrowers who are already Citibank customers, may find a Citi personal loan…
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TD Bank Personal Loan Review
TD Bank offers competitive rates with no origination fee on their loans.
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American Express Personal Loans Review
Pre-approved American Express cardholders can obtain personal loans with a competitive APR. You can receive a decision on your application within seconds.
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Axos Bank Personal Loan Review 2026: Quick Funding, High Credit Bar, Best for Existing Customers
Axos Bank personal loans come with flexible terms, fixed monthly payments, and no collateral required. However, applicants may find lower interest rates with other lenders, especially if they have good…
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Personal Loan Default: What Comes Next?
A defaulted loan won’t just go away. If you don’t resolve it, your lender will–and it won’t be pretty. Some lenders are willing to work with you, but it’s important…
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How Does MoneyLion Plus Work?
MoneyLion is a mobile personal finance and lending app that helps customers get in control of their finances by providing them with tools that help them track their spending, saving,…