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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

Survey: Which Presidential Candidate is Best Suited to Tackle Student Debt & the Cost of Higher Education?

LendEDU surveyed 1,000 adult Americans who are eligible and likely to vote in the 2020...

Thrivent FCU Student Loans

Learn More at Thrivent’s secure website Editorial Rating 3.94 Editorial Rating What we like: Quick application process Fixed APR 3.99% – 9.99% Variable...

The State of Private Student Loans

Analyzing our own data from 2020, LendEDU highlighted private student loan marketplace trends like the average applied credit score vs. the average approved...

Oklahoma Student Loan Authority (OSLA) Servicing Review

OSLA is a student loan servicer specifically for those attending, or who have attended, college...

Study: For Those Filing For Bankruptcy, Student Loan Debt Still Lingers On

With the help of exclusive anonymized data provided by Upsolve, LendEDU found that 32% of...

Heartland ECSI Student Loans Review

Heartland ECSI is one of the largest loan servicers in the U.S. Heartland ECSI doesn't make student loans itself. Rather, they work with...

Should You Transfer Student Loan Debt to a Balance Transfer Credit Card?

Balance transfers aren’t just for credit card debt. Learn the risks and the benefits of...

How to File the FAFSA With Divorced Parents

If your parents are divorced, you may have difficulty filling out the FAFSA. It's important to take the time to talk to both...

Can You Complete the FAFSA Without a Driver’s License?

While having a driver’s license will make filing the FAFSA easier, other forms of identification...

How to Handle Student Loans While on Medical Leave

If you need to take a medical leave from work, you likely have options like...