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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans. These loans can be made for specific borrowers (undergraduates vs. graduates) or for particular uses (attending school vs. refinancing). With so many options available, it’s essential to focus your comparison on lenders that offer the loan you’re looking for.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

Grants to Pay Off Student Loans

When someone is struggling to repay student debt, it can often sideline other financial and life goals they have for themselves. For example,...

Guide to Paying for College for People With Disabilities

Getting a college degree is hard enough, but it presents a different set of challenges...

LendEDU Survey: Large Lump Sum Payments May be Key to Speedy Student Loan Repayment

Despite being given a bad rap, the truth is that student loans can be incredibly...

Student Loans for Acting School

Paying for acting programs can cost tens of thousands of dollars. We've reviewed several federal and private student loans for acting school that...

Do Student Loans Count as Income?

When colleges and universities calculate their total cost of attendance, they include more than just tuition costs. The total cost of attendance includes...

How to Prove Undue Hardship for Student Loans

For those facing extreme financial difficulty, proving undue hardship in bankruptcy may offer an escape from their student loan debt burden.

Should You Consolidate Your Student Loans if You Want Public Service Loan Forgiveness (PSLF)?

Student loan consolidation for PSLF could cause you to lose progress toward your goal, but...

How Long Will It Take to Pay Off My Student Loans?

Student loans don’t need to be a mystery. Here’s how to determine your loan amount,...

How Do You Legally Settle Student Loan Debt?

Legally settling student loan debt is complicated, but settlement might be an option in certain cases. Here’s what to know if you’re considering...

The Surprising Impact of Student Debt on the Millennial Mindset

Depending on who you ask, you may hear the student loan debt situation in the...