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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Types of student loans

The federal government, state agencies, and private lenders offer student loans. These loans can be made for specific borrowers (undergraduates vs. graduates) or for particular uses (attending school vs. refinancing). With so many options available, it’s essential to focus your comparison on lenders that offer the loan you’re looking for.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

How Does EdAssist Work?

In an age when most people can’t afford to advance their education without some financial help, tuition assistance plans are one of the...

How Does Work?

Brendon McQueen, the founder of, had a big problem. After graduating from Columbia University he found himself having to manage 12 different student...

Student Loans and Divorce: What Happens to the Debt?

Divorcing while you have student loans can be difficult to manage, and the outcomes vary...

70% of Millennials Believe U.S. Student Loan Debt Poses Bigger Threat to U.S. Than North Korea

The year may be different, but 2017 presents many of the same vexing issues, both...

U.S. Cities With the Highest and Lowest Student Debt Balances

Ever increasingly, college students are mired by student debt long after receiving their diplomas. For...

Can You Change Student Loan Repayment Plans?

Student loans can last for years, but your monthly payment may not always be the right fit. Here’s how and when you can...

What Happens to Student Loans When You Die?

Student loans may be discharged or forgiven when you pass away but there are some differences in the way federal and private loans...

Student Loan Cosigner Survey & Report

What are the financial impacts a student loan cosigner faces? To answer that, LendEDU surveyed parents who have a cosigned a student loan...

Donald Trump and Betsy DeVos Survey and Report

Last week, with the help of Vice President Mike Pence’s tie-breaking vote, Betsy DeVos was...

Parents and Student Debt Survey 2017

Financial aid and student debt is a confusing topic for most Americans. The jargon can be difficult with words like forbearance and acronyms...