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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

How to Get a $2,500 Personal Loan

A personal loan is a handy way to borrow money for a variety of purposes—often spending less on financing than you would with...

How to Get an $80,000 Personal Loan

Personal loans are an easy way to cover big expenses fast. Whether you have emergency medical bills, want to renovate your kitchen, or...

How to Get a $40,000 Personal Loan

Personal loans allow you to borrow a lump sum and repay it over a set term with interest. Qualifying for a personal loan...

Personal Loans After Bankruptcy

Personal loans let you borrow a lump sum of cash to meet financial needs or goals. You might consider getting a personal loan...

Are Debt Consolidation Loans a Good Idea?

A debt consolidation loan is a type of personal loan. Consumers apply for one, intending to use the lump sum they get to...

How to Get a $70,000 Personal Loan

Personal loans are installment loans that you make monthly payments toward throughout the loan term, usually between 24 and 60 months. Personal loans...

How to Get a $60,000 Personal Loan

Personal loans are fixed-rate monthly installment products. You can use a $60,000 personal loan for just about any legal reason, including debt consolidation...

How to Get a $10,000 Personal Loan

Personal loans are unsecured loans that don’t require collateral, which means they aren’t tied to your property, such as a house or car....

How to Get a $25,000 Personal Loan

Personal loans let you borrow a lump sum of cash, which you repay with interest in monthly installments. Minimum loan amounts may be...

Are Personal Loans Variable or Fixed Rate?

Personal loans can help you pay for various expenses, from unexpected medical bills to surprise home repairs. These loans often have lower rates...