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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

No-Interest Personal Loans

Borrowing money comes at a cost. Depending on the lender, you might need to pay application fees, origination fees, and late payment fees....

Reprise Financial Personal Loans Review

Reprise Financial offers secured and unsecured personal loans to borrowers with all credit levels. For individuals with fair or thin—a.k.a. little-to-no—credit, who might...

Fast Loan Direct Personal Loan Review

Fast Loan Direct partners with lenders to offer personal loans. Borrowers can receive up to $35,000 in funding, with loan amounts of $100...

Grace Loan Advance Personal Loan Review

Grace Loan Advance is a service that matches potential borrowers to personal loan lenders it partners with. It’s an intermediary—not a traditional personal...

$30,000 Personal Loans

A $30,000 personal loan could help you cover the costs of a significant expense, such as a home renovation, medical bills, or a...

Instant Approval Personal Loans

When you need quick funds, you might consider a personal loan. But how fast can you get cash? Instant approval personal loans can...

Low-Income Personal Loans

Finding personal loans for low-income borrowers can be easy if you know how to focus your efforts. Every lender’s eligibility criteria is unique—no...

CreditFresh Personal Line of Credit Review

CreditFresh offers a personal line of credit—a finance product that blends aspects of a personal loan and a credit card.  We’ve rated several...

Check ‘n Go Personal Loan Review

Our editorial team didn’t rate Check ‘n Go personal loans, but they could be a viable option for individuals needing a small loan...

How to Get a Loan in an Emergency

Emergency personal loans can help cover unexpected expenses, including medical bills, house repairs, urgent veterinary care, or losing a portion of income. Unforeseen...