Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
Personal Loans vs. Payday Loans
Personal loans and payday loans can be useful when money is tight. They can help when an unexpected expense arises or you’re making...
Personal Loan vs. Credit Card
In a perfect world, you’d have the cash to cover any expenses that come your way. But because this isn’t the case for...
How to Get a $5,000 Personal Loan
If you need $5,000 to finance a home repair, pay medical bills, consolidate debt, or cover another personal expense, a personal loan could...
How to Get a $1,000 Personal Loan
Banks, credit unions, online banks, and other lenders offer personal loans. You can use them for various purposes, such as debt consolidation, home...
How to Get a $50,000 Personal Loan
The 2022 J.D. Power U.S. Consumer Lending Satisfaction Study called personal loans a “financial lifeline,” especially for those who are financially vulnerable. If...
Best Hardship Personal Loans
Hardship personal loans are designed to help individuals get through a tough financial period. In some cases, you may need a cash infusion...
Personal Loans for People on Disability
A personal loan allows eligible individuals to borrow a lump sum based on their income and credit history. Disability income counts as one...
Balance Transfer Card vs. Personal Loan
Research shows money is one of the main sources of stress for people in nearly every age bracket. One way to alleviate financial...
What to Do If You’re Denied a Personal Loan
Getting denied a personal loan can be a frustrating experience, especially if you’re trying to...
Best Debt Consolidation Loans for Bad Credit
Having bad credit can be a disadvantage financially. You may be denied credit or be unable to obtain utility services in your name...