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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
Best Joint Personal Loans
Personal loans are fixed-interest loans that offer consistent monthly payments and flexible spending. You can use the funds for almost any expense. When...
Personal Loan Requirements
If you’re researching personal loan requirements, you’re likely seeking financial support. You may need funds to get high-interest-rate debt under control, cover sudden...
Guaranteed Personal Loans: Do They Exist?
Guaranteed personal loans sound like a sure bet, but here’s the catch: They don’t exist. You can get preapproved for a personal loan...
Personal Loan vs. Cash Advance
A personal loan is an installment loan that offers borrowers relatively quick access to cash, a lower interest rate than a credit card,...
What Is the Highest Legal Interest Rate on a Personal Loan?
Before you take out a personal loan, you should understand its interest rate. After all,...
401(k) Loans
Withdrawals aren’t the only way to pull money from your 401(k). You can also take out a loan. 401(k) personal loans let you...
Personal Loan Agreement Between Family or Friends
A personal loan is a lump-sum financing tool with set monthly payments. You can get...
Easiest Personal Loans to Get in 2024
Personal loans are an incredible financial resource, especially when you need money you don’t have—and fast. Personal loans make funding life’s expenses easier,...
Personal Loans vs. Payday Loans
Personal loans and payday loans can be useful when money is tight. They can help when an unexpected expense arises or you’re making...
Personal Loan vs. Credit Card
In a perfect world, you’d have the cash to cover any expenses that come your way. But because this isn’t the case for...