Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

Featured post

See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest content about Personal Loans:

What Does “Same as Cash” Mean?

Same-as-cash financing may sound like a terrific option to cover a large purchase. But these offers can cost you if you don’t read...

Happy Money Personal Loan Review

Happy Money personal loans are for paying off credit card debt. There’s no hard credit check and loan options are displayed within minutes.

What Is a Credit Builder Loan?

A credit builder loan is one way to build or rebuild credit history. Credit builder loans can have both pros and cons, and...

CreditStrong Credit Builder Review

CreditStrong's credit building loan reports to all three credit bureaus while also growing your own savings account.

LendEDU’s Personal Loan Reports

To identify trends in the personal loan industry, LendEDU conducts data-driven studies. These studies are based on the information we’ve collected through online...

Types of Personal Loans

With so many types of personal loans available, make sure you know how to tell the difference and find which one is right...

Personal Loans for Vehicles

Personal loans for vehicles grant flexibility for borrowers, but they usually come at the cost of a higher interest rate.

Cheese Credit Builder Review

Cheese credit builder offers an easy way for users to improve their credit scores without credit checks or additional fees. Find out whether...

List of Personal Loan Companies

Here's a list of 75 personal loan companies that lend money to those in need of funds.

Possible Finance Review: Mobile Lending for Bad or No Credit

Users with bad credit can borrow up to $500 through Possible, with funding in just...