Personal Loans

03
Oct
Financing Options to Cover the Costs of Finishing a Basement

At a Glance:A basement remodel is a smart step toward increasing the value of a home and homeowners have several options to help cover the costs of finishing a basement. Homeowners often tackle projects around their home to add value to their property, increase the amount of livable space, or simply improve the appearance.Remodeling or […]

Posted in: Personal Loans,
03
Oct
Septic Tank Costs & Financing Options

At a Glance:Homeowners have options for financing the replacement or repair of a septic tank. The ideal option for you depends on your ability to qualify for financing through a personal loan or home equity line of credit or loan, and the costs. Being a homeowner brings unexpected responsibilities that many people are not prepared […]

Posted in: Personal Loans,
03
Oct
Financing Options for Emergency Plumbing Expenses

At a Glance:Though no one wants to deal with plumbing emergencies, they do happen. Paying for these can be difficult, especially if the damage is widespread or requires major repairs. Fortunately, there are a variety of payment options available. Whether it’s a water-filled basement, a frozen pipe, or a busted sewer line, for many home […]

Posted in: Personal Loans,
03
Oct
Home Improvement Loans to Build an Addition to Your House

At a Glance:Building an addition to your home can create value, but can also cost tens of thousands of dollars. If you need financing for an addition, personal loans, home equity, or a line of credit might be worthwhile options to consider. Homeowners seeking a little extra space can either sell their current home to […]

Posted in: Personal Loans,
03
Oct
Costs of Remodeling a Bathroom & Financing Options Available

At a Glance:Looking to remodel a bathroom? There are a variety of home improvement loan options available such as home equity products, unsecured personal loans, credit cards, and manufacture financing. Costs and repayment terms will vary by product. According to the Joint Center for Housing Studies of Harvard University, home improvements and repairs will cost […]

Posted in: Personal Loans,
03
Oct
Costs & Financing Options for Paving or Repaving Your Driveway

At a Glance:The cost of repaving your driveway could cost you thousands of dollars. If you don’t have the cash on hand, there are several ways to finance the project – but some options can cost more. Personal loans, home equity loans, or a line of credit are among the common options to consider. There […]

Posted in: Personal Loans,
28
Sep
Payday Loan Statistics

At a Glance:Payday loans are a form of short-term lending that often receive a bad reputation for high interest rates, excessive fees, and short repayment turnaround. Many Americans use payday loans to get by, but their financial impact can be devastating in the long run. American consumers are no strangers to debt, as an estimated […]

Posted in: Personal Loans,
17
Sep
Credit Card Refinancing vs. Debt Consolidation

Credit card debt is rising in the United States. Approximately 43 percent of Americans carry a revolving balance on their credit cards, with an average balance of $6,354, according to a study by Experian.Getting rid of credit card debt can be a challenge, but there are ways to do it efficiently. Two popular options include […]

Posted in: Credit Cards, Personal Loans,
06
Sep
Can You Refinance a Personal Loan?

Personal loans are a great way to get cash to meet a variety of financial needs, including a home improvement, vacation, or debt consolidation.Borrowers with longer term financial needs prefer personal loans to credit cards because the interest rates are much lower. Sometimes, however, you may find you want to refinance a personal loan to […]

Posted in: Personal Loans,
06
Sep
Should You Use Affirm on Expedia?

And yet, despite the importance of these getaways, many U.S. consumers simply can’t afford them. Most Americans plan to spend about $941 per person to get away, according to American Express’ Spending & Saving Tracker. And 74 percent of people go into debt – on average, $1,108 – just to vacation, a study by LearnVest […]

Posted in: Credit Cards, Personal Loans,