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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
Credible Personal Loans Review
Credible is an online loan marketplace founded in 2012 and headquartered in Durham, North Carolina. Its large network of lenders offers personal loans,...
Empower Review 2025: Best Cash Advance App for Overdraft Reimbursement
Need a little breathing room before payday? Empower1 might be worth a look—especially if you’re...
How to Calculate Your Personal Loan Payment
If you’re shopping for a personal loan, chances are you’re prioritizing affordable monthly payments. You’re looking for repayment options that suit your budget...
Refinance Timeshare Loans
Almost 10 million households in the United States own some type of timeshare, whether it’s a deeded timeshare, fractional ownership, private club, or...
Personal Loans in Wisconsin
A personal loan is money you might borrow from a bank, credit union, or online lender. With a personal loan, you make fixed...
How to Get a $20,000 Personal Loan
In 2023, the average personal loan borrower took out almost $20,000. Given the high interest rates on credit card debt, debt consolidation was...
Personal Loans to Pay Bills
Struggling to pay your bills can be stressful, so personal loans—funds you can borrow for almost any purpose—may seem to offer a way...
Personal Loans for Veterans With Bad Credit
The Consumer Financial Protection Bureau reported in 2020 that a sizable percentage of servicemembers struggle with delinquent debts shortly after they leave active...
Best Personal Loans for Excellent Credit
If your credit score is between 740 and 850, that’s often considered great to excellent credit. Some lenders with more stringent underwriting requirements may...
How to Get a $15,000 Personal Loan
There are a variety of banks, credit unions, and online lenders that offer $15,000 personal loans to qualifying borrowers. Before a lender approves...