Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

Featured post

See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest content about Personal Loans:

Can You Get a Personal Loan Without a SSN as a Non-U.S. Citizen?

You can get a personal loan as a non-U.S. citizen, but you might have more...

Vacation Loans: How to Finance Your Trip

Vacation loans can help you cover a pricy getaway, but will increase the cost due to interest and leave you paying for your...

Relocation Loans: Find Money to Help with Moving Expenses

A relocation loan could be a good option if you need money to help cover...

Upgrade Personal Loans Review

Upgrade's personal loans are geared towards borrowers with fair credit. This review will explain how to apply for an Upgrade personal loan as...

Horse Loans: Find Equine Financing for Your Needs

You can use a horse loan to buy a horse, although taking out a personal...

Best Medical Loans

Here are our picks for the best medical loan companies among our lender partners, each one chosen to support borrowers with all credit...

LendingClub Personal Loans Review

LendingClub personal loans are a great choice if you have consistent income and at least a fair credit score.

Best Credit Builder Loans

Our top choice (with no administrative fees or membership fees) is Cheese to help you start building your credit. You can get approved...

Lawn Mower Financing: Compare Loan Options

Lawn mower financing could be a good choice even if your credit is less than ideal. Consider your options and understand the terms...

DCU Personal Loans Review

Digital Credit Union, or DCU, is a New England credit union offering personal loans nationwide. If you don’t have the best credit, chances...