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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Bad-Credit Loans: Compare Online Options

Bad credit can limit your borrowing options, but you might have more choices than you think. We’ve researched lenders and how to get...

Navy Federal Personal Loans Review

Navy Federal Credit Union offers personal loans with competitive rates and good benefits. However, there are requirements for becoming a Navy Federal member...

Best Home Improvement Loans

After hours of research, here are our choices for the best personal loans for home improvement projects.

Best Food Truck Loans

When starting a food truck business, you'll probably need to tap into various sources of funding. Food truck loans can include small business...

Fish Tank & Aquarium Financing

Whether you intend to buy a 30-gallon tank or have your eye on a high-end, 500-gallon aquarium, one thing is certain: a fish...

Personal Loans for H-1B Visa Holders

If you are working on an H-1B visa and need additional funding, there are options. Find out where to get a personal loan...

Bank of America Personal Loan Alternatives

Bank of America (BoA) offers a number of products to help you manage your financial life, including checking accounts, savings accounts, and credit...

Personal Loans for Students

After you exhaust your financial aid, a personal loan could be a solution if you need cash fast. But before you apply for...

Can You Get a Personal Loan Without a SSN as a Non-U.S. Citizen?

You can get a personal loan as a non-U.S. citizen, but you might have more...

Vacation Loans: How to Finance Your Trip

Vacation loans can help you cover a pricy getaway, but will increase the cost due to interest and leave you paying for your...