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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Best Hardship Personal Loans

Hardship personal loans are designed to help individuals get through a tough financial period. In some cases, you may need a cash infusion...

Personal Loans for People on Disability

A personal loan allows eligible individuals to borrow a lump sum based on their income and credit history. Disability income counts as one...

Balance Transfer Card vs. Personal Loan

Research shows money is one of the main sources of stress for people in nearly every age bracket. One way to alleviate financial...

What to Do If You’re Denied a Personal Loan

Getting denied a personal loan can be a frustrating experience, especially if you’re trying to...

Best Debt Consolidation Loans for Bad Credit

Having bad credit can be a disadvantage financially. You may be denied credit or be unable to obtain utility services in your name...

Best Personal Loan Apps

Borrowing a personal loan is easier than ever these days. Many lenders offer a streamlined application process you can complete online or via...

Personal Loan Deferment

Personal loans are installment loans that you can use for various purposes. If you can’t afford your monthly payment, however, you may be...

How to Get a $35,000 Personal Loan

Personal loans can come from online lenders, banks, and credit unions. To qualify for a personal loan, you often need a steady source...

How to Get a $2,500 Personal Loan

A personal loan is a handy way to borrow money for a variety of purposes—often spending less on financing than you would with...

How to Get an $80,000 Personal Loan

Personal loans are an easy way to cover big expenses fast. Whether you have emergency medical bills, want to renovate your kitchen, or...