Personal Loans

12
Apr
Joint Personal Loans for Married Couples

When couples marry, their financial lives become intertwined. Even with two incomes, sometimes couples need extra money for expenses. Vehicle repairs, home improvements, medical expenses, credit card debt, and moving expenses can quickly add up. For many couples, a personal loan is the ideal solution, but they must determine whether to apply for joint p

Posted in: Personal Loans,
12
Apr
Can You Get a Personal Loan for Plastic Surgery or Cosmetic Procedure Financing?

Undergoing plastic or cosmetic surgery can have a profound effect on your quality of life, your psyche, and unfortunately, your bank account. Insurance will pay for some forms of plastic surgery, but not cosmetic procedures. That being said, understanding how to pay for plastic surgery is an important step to consider before making that decision. […]

Posted in: Personal Loans,
12
Apr
Should You Apply for a Personal Loan With a Co-Applicant or Cosigner?

If you need money but have no credit or bad credit, you may find it difficult to secure a personal loan. In that situation, you may want to consider either a co-applicant or cosigner as a way to increase your chances of a successful application. Although some people use the two terms interchangeably, a co-applicant and cosigner […]

Posted in: Personal Loans,
10
Apr
Earnest Personal Loans Review

Earnest offers a variety of lending products, including personal loans. Earnest personal loans come with competitive rates, and consumers should consider getting a rate quote to see how Earnest loans compare to those provided by other lenders.

Posted in: Personal Loans,
Tags: loan review,
05
Apr
Lawn Mower Financing in 2019: Compare Loan Options

Lawn mower financing could be a good choice even if your credit is less than ideal. Consider your options and understand the terms of any loan offer before making your final decision.

Posted in: Personal Loans,
05
Apr
Dental Financing in 2019: Compare Dental Loans and More

If you need to finance a major dental procedure, a dental loan or alternative source of financing could be the right solution. Be sure to compare different dental financing companies and understand the terms and conditions of the loans.

Posted in: Personal Loans,
04
Apr
Underwriting Explained

Loan underwriting is a process that lenders use to assess your credit risk and decide whether to issue loans such as mortgages, personal loans, auto loans, and private student loans. The personal documents required for the underwriting process vary by type of loan.

Posted in: Personal Finance, Personal Loans, Student Loans,
04
Apr
Solar Loans: Lenders Offering Solar Panel Financing

Solar panels can be a worthwhile investment since you can lower your monthly energy bills. However, getting them installed can be expensive. Before taking out a solar loan, compare what you'll save versus what you'll pay to determine if solar financing is worth it.

Posted in: Personal Loans,
28
Mar
Can You Refinance a Personal Loan?

If you have a personal loan, you do have the option to refinance it if needed. However, it is important to find out if your current lender allows for it or if you need to find a new lender instead.

Posted in: Personal Loans,
26
Mar
American Express Personal Loans Review

Pre-approved American Express cardholders can obtain personal loans with a competitive APR. You can receive a decision on your application within seconds.

Posted in: Personal Loans,
Tags: loan review,