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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

What Is a Credit Builder Loan?

A credit builder loan is one way to build or rebuild credit history. Credit builder loans can have both pros and cons, and...

CreditStrong Credit Builder Review

CreditStrong's credit building loan reports to all three credit bureaus while also growing your own savings account.

LendEDU’s Personal Loan Reports

To identify trends in the personal loan industry, LendEDU conducts data-driven studies. These studies are based on the information we’ve collected through online...

Types of Personal Loans

With so many types of personal loans available, make sure you know how to tell the difference and find which one is right...

Personal Loans for Vehicles

Personal loans for vehicles grant flexibility for borrowers, but they usually come at the cost of a higher interest rate.

Cheese Credit Builder Review

Cheese credit builder offers an easy way for users to improve their credit scores without credit checks or additional fees. Find out whether...

List of Personal Loan Companies

Here's a list of 75 personal loan companies that lend money to those in need of funds.

Possible Finance Review: Mobile Lending for Bad or No Credit

Users with bad credit can borrow up to $500 through Possible, with funding in just...

Shed Loans: Compare Your Financing Options

Shed costs vary depending on lots of different factors. If you’re buying a higher-end model, you might need to consider shed financing options.

Best Personal Loans for Good Credit

Personal loans can be a valuable tool for borrowers that lenders approve based on credit scores. After careful consideration, these lenders came out...