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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

How Often Do You Need to File the FAFSA?

You’ll need to fill out the FAFSA once per year, every year that you’re attending school and want financial aid. Even if you...

How to File the FAFSA When You Don’t Live With Your Parents

If you don't live with your parents, you may be considered an independent student in...

Should You Include Your Spouse’s Income on the FAFSA?

If you are married and live with your spouse, you must include his or her...

When Do You Become a Legal Resident of a State for the FAFSA?

Your legal residence for the FAFSA typically is where your parents or legal guardians live....

The Student Loan Report Has Merged Into LendEDU

In May of 2019, The Student Loan Report merged into LendEDU. Because much of the...

How to Get a Student Loan Cosigner Release

A student loan cosigner release takes the financial burden off your cosigner and places it back on you.

How Does Being a Ward of the Court Affect Financial Aid?

If you are in foster care or your guardian was appointed by a judge because...

Overview of VSAC Services in 2025 (and the 2016 Transfer of Federal Student Loans to Nelnet)

VSAC, now Nelnet, is a loan servicing company that caters to students and their families...

ChangEd Student Loan App Review

You can automatically boost your monthly student loan payments with the help of ChangEd. Connect payment accounts and ChangEd will round up your...

How Student Loan Debt Has Changed Over the Past Decade: By School and State

Analyzing financial aid data voluntarily-submitted by nearly 1,000 institutions that reflects both the 2007 and...