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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

How to Get a Student Loan Cosigner Release

A student loan cosigner release takes the financial burden off your cosigner and places it back on you.

How Does Being a Ward of the Court Affect Financial Aid?

If you are in foster care or your guardian was appointed by a judge because...

Overview of VSAC Services in 2025 (and the 2016 Transfer of Federal Student Loans to Nelnet)

VSAC, now Nelnet, is a loan servicing company that caters to students and their families...

ChangEd Student Loan App Review

You can automatically boost your monthly student loan payments with the help of ChangEd. Connect payment accounts and ChangEd will round up your...

How Student Loan Debt Has Changed Over the Past Decade: By School and State

Analyzing financial aid data voluntarily-submitted by nearly 1,000 institutions that reflects both the 2007 and...

Variable vs. Fixed Rate Student Loans

Your student loan terms will dictate how you repay your debt and how much it costs. A key loan term is your variable...

Student Loan Forbearance

See our research on student loan forbearance options for federal and private borrowers, who’s eligible, and what it costs to pause payments during...

Student Loan Consolidation vs. Refinancing: Which Saves You More Money?

Consolidation is the process of combining student loans into one loan. It can be done...

What Is a Federal Direct PLUS Loan, and Who Qualifies? 2025-2026 Guide

If regular financial aid isn’t enough, you have one more option: The Direct PLUS loan....

Who is Paying For College? It Might Depend On Race or Institution

With over 13,000 answers from current college students, LendEDU analyzed how much responsibility students bear...