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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Discover Personal Loans Review

Discover Personal Loans are great for borrowers with good to excellent credit. They'll receive reasonable interest rate, no fees, and flexibility in their...

Jet Ski Loans & Other Financing Options

Eager to buy a jet ski? Here are your best options for financing the purchase, including jet ski loans, dealer financing, and credit...

Should You Use Affirm on Expedia?

Affirm may be a good choice for you if you don't qualify for lower rates with a personal loan or credit card.

Alternative Sites and Companies That Offer Loans Like LendUp

LendUp was launched in 2012 to provide funding for those with “not-so-great” credit scores. While LendUp...

Boat Loans & Financing Options

A boat loan is usually a personal loan but could have different names depending on the lender. Shop around and read the fine...

Pave Personal Loan Review

If you're looking for a Pave personal loans review because you wanted a Pave loan, you'll need to find a different lender. Alternatives...

NetCredit Personal Loans Review

NetCredit Personal Loans are an option for poor-credit borrowers. They do come with risks, though—which are amplified by their high interest rates.

OneMain Financial Personal Loans Review

OneMain Financial provides personal loans, with an annual percentage rate that depends on your income, debts, credit profile, and what you can put...

SoFi vs Marcus Personal Loans: Which Is Best?

Lenders SoFi and Marcus each offer low fees and low interest rates. SoFi is a good choice if you’re looking to borrow a...

Springleaf Financial Personal Loans Review

Have you been thinking about doing business with Springleaf Financial? If so, you’ll need to look for it under its new name, OneMain...