See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
Some borrowers may be hesitant due to potentially average rates and poor customer reviews, but others, particularly prime borrowers who are already Citibank...
TD Bank offers competitive rates with no origination fee on their loans.
Pre-approved American Express cardholders can obtain personal loans with a competitive APR. You can receive a decision on your application within seconds.
Axos Bank personal loans come with flexible terms, fixed monthly payments, and no collateral required. However, applicants may find lower interest rates with...
A defaulted loan won’t just go away. If you don’t resolve it, your lender will–and...
MoneyLion is a mobile personal finance and lending app that helps customers get in control of their finances by providing them with tools...
Our personal loan calculator will help you see what your monthly payment and total interest...
Payday loans are a fast funding option, but they’re costly for borrowers. These alternative financing options are likely a better choice.
Whenever you are looking to take out a personal loan, you want to make sure...