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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Citibank Personal Loans Review

Some borrowers may be hesitant due to potentially average rates and poor customer reviews, but others, particularly prime borrowers who are already Citibank...

TD Bank Personal Loan Review

TD Bank offers competitive rates with no origination fee on their loans.

American Express Personal Loans Review

Pre-approved American Express cardholders can obtain personal loans with a competitive APR. You can receive a decision on your application within seconds.

Axos Personal Loans Review

Axos Bank personal loans come with flexible terms, fixed monthly payments, and no collateral required. However, applicants may find lower interest rates with...

Loan Default: What Happens When You Can’t Repay Your Car or Personal Loan?

A defaulted loan won’t just go away. If you don’t resolve it, your lender will–and...

How Does MoneyLion Plus Work?

MoneyLion is a mobile personal finance and lending app that helps customers get in control of their finances by providing them with tools...

Personal Loan Calculator: Estimate Your Payments

Our personal loan calculator will help you see what your monthly payment and total interest...

Payday Loan Alternatives

Payday loans are a fast funding option, but they’re costly for borrowers. These alternative financing options are likely a better choice.

Personal Loans in Ohio: Companies, Consumer Protections, and Facts

Whenever you are looking to take out a personal loan, you want to make sure...

CashCall Personal Loans Review: Be Wary of Their History

CashCall offers fast and convenient personal loans and is willing to work with borrowers who...