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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
Upstart Personal Loan Review: Rates, Approval Odds, and Requirements (2025)
Upstart personal loans come with competitive interest rates, and you have a choice of repayment...
LightStream Personal Loans: 2025 Review
LightStream is an online lender designed to accommodate and reward borrowers with good-to-excellent credit scores. The application is quick, interest rates are low,...
Where to Find Landscaping Loans & What to Ask Before Applying
For financing landscaping, you could turn to a personal loan, home equity loan, or HELOC....
How to Get a Personal Loan: 10 Steps
We spent hours researching personal loans. Find out how to get a personal loan from an online lender, bank, or credit union.
Best Personal Loans in Washington State: 2025 Roundup
You have plenty of options for personal loans in Washington state through local or national...
New Roof Financing: Options for Your Replacement Needs
You may have several financing options for roof repairs. Here’s a complete breakdown of the...
The 7 Best Home Addition Loans Plus 10 Financing Options to Build On to Your House
Building an addition to your home can create value, but can also cost thousands of...
Best Personal Loans for Fair Credit
Looking for loans with fair credit? Check out our picks for the best personal loans for fair credit from our partners.
Deck Financing: How to Pay for Your New Deck or Patio
Borrowers have several affordable options when it comes to financing a deck including a home...
Illinois Personal Loans
Personal loans are a flexible way to quickly borrow smaller amounts of money. If you live in Illinois, you have many options in...