Personal Loans

Jet Ski is a particular brand of personal water craft (PWC) manufactured by Kawasaki. Other brands include Sea-Doo, Polaris, AquaTrax and WaveRunner, but most folks use the term Jet Ski to generically refer to jet-driven boats under 13-feet in length. Jet Skis are very popular recreational boats, especially in the U.S. and Australia. They move […]

Have you been considering investing in peer-to-peer (P2P) lending but are unsure how to get started? When it comes to the world of P2P lending, there are only two solid choices available so far: LendingClub and Prosper. These two platforms share more similarities than they have differences, but they do have some slightly different features. This […]

Personal loans are one of the most commonly used financial tools for consumers as they offer a slew of benefits not found with credit cards or home equity loans. Borrowers appreciate the simple structure of personal loans in terms of the often fixed interest rate and steady monthly payment. This lending tool makes it easy […]

Upstart is a private personal loan lender that found its origins during 2012 Its founds, recent Google employees, sought to create a peer to peer personal loan company that offered competitive and flexible loans to consumers for various different reasons and purposes. After a number of prominent investors helped kick-start the venture, Upstart has reached prominence [

If you have one or more small home improvement projects that need to be made, you might be considering the pros and cons of using either a Home Equity Line of Credit (typically referred to as a HELOC) or a personal loan. A HELOC and a personal loan are somewhat similar in that either loan […]

Discover Financial Services takes its place as today’s third largest credit card brand in America with roughly 50 million customers. Ever since debuting in 1985, Discover has survived multiple mergers as it grew each decade into a larger company and financial service provider. It was only natural for Discover to expand its products to cover […]

Are you considering whether to take out a personal loan? There are several advantages that personal loans have over credit cards and other types of debt. For starters, a personal loan is given based on an individual’s creditworthiness, or credit score, and often no more than that. This means that self-employed individuals or students, those that […]

It is a rare person who can handle all of life’s unexpected financial emergencies easily. For most people, having a crisis hit can be devastating to their finances. From major house expenses to medical bills or paying for car repairs, there are times when it may be necessary to go into debt to get through a […]