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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

IVF Loans: Financing Options for Fertility Treatment

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Sallie Mae Personal Loans Review

Sallie Mae is one of the nation’s largest student loan lenders, but it also provides personal loans. You need an invitation to get...

How Does Thrive Cash for College Students Work?

Thrive Cash is one way for students to get fast cash without having to worry...

Regions Bank Personal Loans Review

Regions Bank, one of the largest regional financial institutions in the United States, offers several types of personal loans. Pros of Regions include...

Huntington Bank Loan Review

If you’re looking to take out a personal loan, Huntington Bank could be a good option for you. They offer competitive rates, flexible...

Elastic Loans: Review Rates, Terms, and Fees

If you are a non-prime borrower with a low credit score who needs immediate access to cash, Elastic may be a good option...

Lift Credit Review: Why You Should Be Wary of the Offers

Lift Credit offers small personal loans in Utah, Idaho, and Wisconsin. Lift Loans are available...

Home Depot Project Loan Review

When home improvement projects require additional financing, one option worth considering is the Home Depot Project Loan. The Home Depot Project Loan is...