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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Rocket Loans Review: Is This Personal Loan Right for You?

Known for speedy loan fulfillment and low interest rates, Rocket Loans has become a notable...

Reliable Credit Loans Review

Reliable Credit is a direct lender that has been in business since 1958 and offers consumer loans to Oregon, Idaho, Arizona, and Washington...

What Credit Score Is Needed for a Personal Loan?

Typically, you'll need a credit score in the mid-600s to qualify for most unsecured personal...

Prosper Competitors and Alternatives

Peer-to-peer lending is a relatively new way for consumers to borrow and invest money. These types of lending platforms remove the barrier of...

Alternatives to John Deere Manufacturer or Dealer Financing

Whether you’re a farmer, business, or homeowner, you may be able to find lower-cost financing...

LendingClub Competitors and Alternatives

If you are looking for an alternative to LendingClub personal loans, check out the options below.

Snowmobile Loans: How to Secure the Best Financing

Found the perfect snowmobile, but aren't sure how to pay for it? Our guide to...

Best Small Personal Loans

Small personal loans can help you out of a financial pinch. We rounded up several lenders to find small loans online—as well as...

Mobile Home Loans: How to Finance Your Mobile or Manufactured Home

Mobile home loans aren’t the same as traditional mortgages. Are you planning on buying a...

No Credit Check Personal Loans

When you have no credit or a poor credit score, you might think you don’t have any loan options. That’s not the case. ...