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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

U.S. Bank Personal Loan Review

U.S. Bank’s standard personal loan and line of credit are fine choices for existing customers, but its options for borrowing smaller amounts are...

USAA Personal Loans Review

If you or a family member are a current or former member of the U.S. armed forces, USAA offers a variety of personal...

Review: How (and Why) I Opened Up a Wells Fargo Personal Line of Credit

Opening a Wells Fargo Personal Line of Credit is an easy way to access cash...

Citibank Personal Loans Review

Some borrowers may be hesitant due to potentially average rates and poor customer reviews, but others, particularly prime borrowers who are already Citibank...

TD Bank Personal Loan Review

TD Bank offers competitive rates with no origination fee on their loans.

American Express Personal Loans Review

Pre-approved American Express cardholders can obtain personal loans with a competitive APR. You can receive a decision on your application within seconds.

Axos Personal Loans Review

Axos Bank personal loans come with flexible terms, fixed monthly payments, and no collateral required. However, applicants may find lower interest rates with...

Personal Loan Default: What Comes Next?

A defaulted loan won’t just go away. If you don’t resolve it, your lender will–and it won’t be pretty. Some lenders are willing...

How Does MoneyLion Plus Work?

MoneyLion is a mobile personal finance and lending app that helps customers get in control of their finances by providing them with tools...

Personal Loan Calculator: Estimate Your Payments

Our personal loan calculator will help you see what your monthly payment and total interest...