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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
Texas Personal Loans: Online & Local Lenders
Personal loans in Texas can be found through online lenders, as well as local banks...
Pennsylvania Personal Loans: Online & Local Lenders
Looking for personal loans in Pennsylvania? This guide will help you identify some loan options...
Should You Apply for a Personal Loan With a Co-Applicant?
A co-applicant is another borrower on the loan, and has full access to the funds....
Season Ticket Loans
Personal loans are one way to pay for season tickets but there are things to consider before taking one out.
Kitchen Remodel Loans and Financing Options
Homeowners have several kitchen remodel financing options through personal loans, home equity loans, and lines of credit.
Personal Loans for Single Mothers & Other Sources of Financial Aid
Financial emergencies can be especially tough on single parents, but there are a number of...
Chase Personal Loans: Compare Alternatives
Chase doesn't offer personal loans. However, the companies below have been vetted by our editorial team and are highly rated.
Capital One Personal Loan Alternatives
Capital One Personal Loans no longer exist, but the lenders below can offer flexible terms and competitive rates.
Online Loans: Borrow Over the Internet
Online loans make borrowing cash easy and convenient. Here’s our list of some well-known online loan lenders for each credit category.
Can You Use Personal Loans to Buy Gold or Silver?
You can typically use a personal loan for anything—including buying gold or silver. You should...