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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

When to Apply for Student Loans

Knowing when to apply for student loans is integral to the financial aid process. Most educational institutions have specific deadlines for submitting the...

When Do Student Loans Start Accruing Interest?

College is an investment in your future, and if you use loans to pay for...

Forbearance vs. Deferment for Student Loans

If you can’t make your student loan payments, you have options. Two of the most common ones are deferment and forbearance. According to...

How to Pay for College With No Money

Figuring out how to pay for college if you have little to no money can feel stressful, but it is doable. You just...

Student Loans for Vocational Schools

Also known as trade or technical schools, vocational schools focus on hands-on training and education in specific trades, such as welding, construction, and...

Student Loans for Parents With Bad Credit

A parent might have a bad credit score due to unforeseen hardships, a thin credit file, or even mistakes on a credit report....

Can Student Loans Be Used for Rent?

College tuition is rising, but room and board are expensive, too—students who live on campus at a public four-year institution pay an average...

Student Loans for Freshmen

If you are starting college for the first time or are the parent of a new college student, you likely need to know...

What Is the Start Date for Student Loan Repayment?

Knowing your student loan repayment start date is important because paying your bills on time...

Best Fixed-Rate Student Loans

Federal student loans have fixed interest rates, but private loans may be offered with fixed or variable rates. In almost every circumstance, it...