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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

How Dropping Out of School Affects Student Loans

Dropping out of school can be stressful, especially if you have student loans. Knowing what...

Why Are Student Loan Interest Rates So High?

Student loan interest rates continue to increase. Interest rates for federal undergraduate loans have doubled since 2020—from 2.75% to 5.50%. The cost of...

How to Calculate Discretionary Income for Student Loans

Understanding how to calculate your discretionary income for student loans is important if you’re exploring...

How to Calculate Student Loan Interest

Student loans may be necessary if you don’t have other funding options to pay for school. Knowing how to calculate student loan interest...

Are Student Loans Amortized?

If you’re using a student loan to pay for college, it’s often considered a term loan that’s fully repaid in equal payments over...

How to Know When Student Loan Debt Is Too Much

Student loans make higher education accessible to thousands of students. Still, you should approach student...

How to Pay Off $80,000 in Student Loans

If you’re paying down an $80,000 student loan balance, you may find solace in the fact that you’re not alone. You’re actually one...

How to Defer Student Loans When Going Back to School

Going back to school after a pause is one of the best ways to increase...

How to Prequalify for Student Loans

Learning how to prequalify for student loans is often the first step in figuring out how to finance your education. With little effort...

When to Apply for Student Loans

Knowing when to apply for student loans is integral to the financial aid process. Most educational institutions have specific deadlines for submitting the...