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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

Arizona Student Loans

Students in Arizona have various funding options for attending college, including scholarships, grants, and student loans. Your starting point should always be with...

What’s the Difference Between Subsidized and Unsubsidized Loans?

Subsidized vs. Unsubsidized student loans: Find out the differences, which to choose, and how to...

Direct Grad PLUS Loan: Eligibility Requirements & Application Advice

The Grad PLUS Loan is a federal education loan for graduate students. The Grad PLUS...

Nelnet Bank Student Loans Review

You may be assigned to Nelnet if you have federal student loans. Nelnet has been the subject of some consumer complaints, but the...

What Is a Student Loan Grace Period?

Most student loans offer a grace period. We outline what loans qualify, how to find out whether yours does, and what you should...

Federal vs. Private Student Loans: What’s the Difference?

Federal loans should be your first stop when looking for a student loan—they offer benefits...

Steps to Getting Student Loans for Online College

Students at many online colleges qualify for federal student loans. For those that are ineligible,...

LendKey Student Loans: Know Your Borrowing Options

LendKey is a national student loan company that connects you with lenders offering private student...

Student Loans for Summer Classes

Paying for summer classes can be a bit different than paying for fall or spring semesters. Here’s how to get student loans for...

How Long Does It Take to Get a Student Loan?

Getting student loans can take weeks to months. It's important to understand how long it takes from approval to disbursement before you apply.