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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
Springleaf Financial Personal Loans Review
Have you been thinking about doing business with Springleaf Financial? If so, you’ll need to look for it under its new name, OneMain...
Self Credit Builder Loans Review
Self (formerly Self Lender) offers credit builder loans and a secured credit card. Both may be options for you if you have a...
How to Borrow Money Online With Apps and Loans
There are a lot of different ways to borrow money. Some options are more difficult...
How to Get a Loan Without a Job
A loan can help you stay on top of your expenses if you’ve been laid off or have lost your job, but you...
7 Ways to Consolidate Credit Card Debt
If you have credit card debt, there are many ways to consolidate those debts. Consolidation can help you reduce your monthly loan payment...
Florida Personal Loans: Online & Local Lenders
Personal loans are flexible, have a quick turnaround, and offer lower interest rates than credit...
Tiny Home Financing: Compare Loan Options
Learn about financing options for tiny homes, which are homes that are generally under 600 square feet and much cheaper than traditional homes....
Line of Credit vs. Personal Loan
A personal line of credit gives you ongoing access to cash that you can borrow when you need. A personal loan gives you...
GreenSky Home Improvement Loans Review
The GreenSky home improvement loan acts as a line of credit, and borrowers can use as much or as little as they need....
Hot Tub Financing: Compare Your Options
Hot tubs can be expensive, but you can finance one with a personal loan or by leveraging your home equity.