Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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Best Egg vs. LendingClub: Personal Loan Matchup Based on Your Credit and Needs
Both Best Egg and LendingClub offer personal loans, but they way they fund those loans differs significantly. Learn more below.
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Boat Loan Calculator: Estimate Your Payments
The cost of boat financing will be determined based on how much you borrow, the length of your loan, and your interest rates. Our boat loan calculator will help you…
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Citizens Bank Personal Loan Review
Citizens Bank offers a variety of financial products, including personal loans. Borrowers can get a rate quote without impacting their credit score, and existing customers may enjoy an interest rate…
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OppLoans Review: Is OppLoans Legit, Safe, or Worth the Cost in 2026?
If you need a personal loan but don’t have the best credit history, OppLoans can be an option to consider. High interest rates make this an expensive borrowing option, however.
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Jora Credit Review: Personal Loans and Lines of Credit Offer Fast Money but Extremely High Rates
Jora Credit offers small personal loans to borrowers who may not be able to get approved elsewhere. Their products are very expensive, though, so if you can qualify with a…
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LendUp Personal Loans Review
LendUp bills itself as a better alternative to traditional payday lenders. Its products are aimed at those with bad credit looking for a loan. However, LendUp offers interest rates that…
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Best Egg Personal Loans Review 2026: Secured and Unsecured Options
If you earn a high income and have an excellent credit score, a Best Egg personal loan could be a great financing option.
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LendingTree Personal Loans Review 2026: Pros, Cons, and How It Works
LendingTree connects consumers with different personal loan lenders via a single application to help them save time and money.
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PNC Personal Loans Review
PNC offers a wide variety of banking and loan products, including personal loans. With competitive rates and no fees or prepayment penalties, PNC Bank Loans are a good option if…
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Personal Loan Documentation: What Do You Need for a Loan?
Applying for a personal loan? Then you’ll need some documentation first, including a government-issued ID, proof of address and income, and other information about your assets. We’ll break it all…